Title Company Responsibilities: City or County?
Can anyone in the residential real estate or legal professions tell me if it's true that a title company's search and insurance responsibilities end at the County level?
My husband and I became aware of City code violations on our home, which had been on the city books for years and years (much longer than we have owned the home), and the title company is refusing to pay on our claim, saying that they are only responsible for county-level issues.
It has cost us thousands of dollars in construction, permits and fees to get the code violations rectified with the city. We think the title company should have discovered this as part of the prep for issuing the title insurance policy.