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Old 09-26-2015, 03:34 PM
 
35 posts, read 44,022 times
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Quote:
Originally Posted by BIMBAM View Post
Of course, he'd still have to file with the IRS even if he moves to Canada. You can deduct any taxes you pay in Canada, so most Americans have to pay nothing even though they file with the IRS, but if you pay considerably less in Canada you may still have to pay the difference to the US or they'll come after you on return visits to the states. Still probably worth though, especially if you're getting paid in US dollars and spending Canadian dollars, which are worth much less.
That is, of course, a consideration. For every $100 I get in USD, I get spending power of $1.33 USD in Canadian dollars, so even if I have to pay that extra 15% tax, I'm still coming out on top, because .85 USD is $1.13 CAD.

We pay for everyone here too, which is why self-employed people have to pay double. Honestly, even with higher taxes, you come out better, because health care and insurance is so expensive here.

I think I'll move up to Surrey sometime next summer and see how I like it, then if I do like it, I'll see about braving the winter. I've never really lived in a place with a long, harsh winter, so that could be a deal breaker for me. Luckily, working at home, I don't have worry about going out much.

As far as freeloaders and leechers, they are everywhere. I know a lot of people here who get welfare illegally simply because the government is too understaffed to check thoroughly due to the Republican congress cutting funding for everything but corporate welfare and the military. Our biggest national disgrace is that most of our military families are on welfare they are paid so little. I'm just totally fed up with this country and its oligarchical fascist government masquerading as a democratic republic. I'd rather live in a socialist democracy where people are happier.
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Old 09-26-2015, 04:52 PM
 
Location: Canada
4,699 posts, read 8,501,190 times
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Quote:
Originally Posted by Zennish View Post
That is, of course, a consideration. For every $100 I get in USD, I get spending power of $1.33 USD in Canadian dollars, so even if I have to pay that extra 15% tax, I'm still coming out on top, because .85 USD is $1.13 CAD.

We pay for everyone here too, which is why self-employed people have to pay double. Honestly, even with higher taxes, you come out better, because health care and insurance is so expensive here.

I think I'll move up to Surrey sometime next summer and see how I like it, then if I do like it, I'll see about braving the winter. I've never really lived in a place with a long, harsh winter, so that could be a deal breaker for me. Luckily, working at home, I don't have worry about going out much.

As far as freeloaders and leechers, they are everywhere. I know a lot of people here who get welfare illegally simply because the government is too understaffed to check thoroughly due to the Republican congress cutting funding for everything but corporate welfare and the military. Our biggest national disgrace is that most of our military families are on welfare they are paid so little. I'm just totally fed up with this country and its oligarchical fascist government masquerading as a democratic republic. I'd rather live in a socialist democracy where people are happier.
Surrey doesn't have a long harsh winter. The Lower Mainland rarely even gets snow, maybe once year sometimes not at all. It's similar to the weather in Washington State, winter is the rainy season but it's still a mild coastal climate that's typically between 5 to 10 degrees celsius above zero even in the coldest month (december). Summer is quite dry, especially in July and August.
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Old 09-26-2015, 06:25 PM
 
35 posts, read 44,022 times
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Originally Posted by BIMBAM View Post
Surrey doesn't have a long harsh winter. The Lower Mainland rarely even gets snow, maybe once year sometimes not at all. It's similar to the weather in Washington State, winter is the rainy season but it's still a mild coastal climate that's typically between 5 to 10 degrees celsius above zero even in the coldest month (december). Summer is quite dry, especially in July and August.
That's nice to know, but the dreary rainyness might get to me. I'll have to see.
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Old 09-26-2015, 09:59 PM
 
625 posts, read 1,189,226 times
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Originally Posted by Zennish View Post
I work online as a freelancer (writing, blogging, affiliate marketing, etc.). Would I be able to immigrate to Canada, since my job literally has no national boundaries? All the companies I work for allow you to live in Canada and still work for them, so in effect, I have a job, just not a conventional one.

How much income would I have to prove to immigrate legally? I have a spotless criminal record.
Last I checked there was an immigration stream for self employed people. You had to demonstrate you could support yourself. But, check the website and talk to a good immigration consultant would be the best advice ...

You could also apply thru the regular points system, it seems that is being revamped somehow.
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Old 09-27-2015, 08:55 PM
 
625 posts, read 1,189,226 times
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Originally Posted by Zennish View Post
That is, of course, a consideration. For every $100 I get in USD, I get spending power of $1.33 USD in Canadian dollars, so even if I have to pay that extra 15% tax, I'm still coming out on top, because .85 USD is $1.13 CAD.
A couple things to be aware of are, you will not be getting 33% more spending power because the Canadian dollar is a different currency that has a somewhat lower purchasing power than the US dollar. You'd likely come out a bit ahead at present, but then again key variables could be the rents/home prices where you are moving from and to.

W/regard to payroll taxes, yes you don't pay CPP contributions on income over 52,500, but keep in mind that CPP and old age security are less generous than U.S. social security, and Canadians are expected to finance more of our own retirement than Americans.

With health care I agree you would definitely come out ahead, plus have peace of mind. Monthly coverage in BC is about $72 for an individual. Do be aware our system doesn't cover prescription drugs, physiotherapy, most mental health, and dental or vision - a reason many people carry, and many employers offer, supplemental private insurance.

Good luck!
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