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Old 09-11-2011, 02:16 PM
 
4,803 posts, read 9,807,181 times
Reputation: 8221

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Just thought I would share what I recently saved switching away from GEICO.
For my 2011 Chevy Malibu I paid $492 every 6 months with GEICO which included bodily injury, comprehensive and collision.
The same coverage with USAA was $396, a savings of about 20%.
The only thing that would have been cheaper under GEICO was the bodily injury coverage only but I went with full coverage even though I own the car outright because it is a new car and I want full protection, at least for now.
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Old 09-11-2011, 03:44 PM
 
Location: Purgatory (A.K.A. Dallas, Texas)
5,010 posts, read 12,488,338 times
Reputation: 2396
USAA only serves a very small number of people, so their rates are almost always the lowest.
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Old 09-11-2011, 04:01 PM
 
10,485 posts, read 22,012,167 times
Reputation: 6596
Quote:
Originally Posted by kanhawk View Post
Just thought I would share what I recently saved switching away from GEICO.
For my 2011 Chevy Malibu I paid $492 every 6 months with GEICO which included bodily injury, comprehensive and collision.
The same coverage with USAA was $396, a savings of about 20%.
The only thing that would have been cheaper under GEICO was the bodily injury coverage only but I went with full coverage even though I own the car outright because it is a new car and I want full protection, at least for now.
Thanks for the advice! Oops, you are referring to a insurance company that only accepts the military.
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Old 09-11-2011, 04:19 PM
 
Location: Blah
4,153 posts, read 7,394,934 times
Reputation: 3047
Quote:
Originally Posted by kanhawk View Post
Just thought I would share what I recently saved switching away from GEICO.
For my 2011 Chevy Malibu I paid $492 every 6 months with GEICO which included bodily injury, comprehensive and collision.
The same coverage with USAA was $396, a savings of about 20%.
The only thing that would have been cheaper under GEICO was the bodily injury coverage only but I went with full coverage even though I own the car outright because it is a new car and I want full protection, at least for now.
We've been with USAA and love it! The rates are great and the service is second to none!
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Old 09-11-2011, 05:43 PM
 
Location: Dallas, TX
4,464 posts, read 9,320,476 times
Reputation: 2801
Welcome to the family, OP!

Quote:
Originally Posted by las vegas drunk View Post
Thanks for the advice! Oops, you are referring to a insurance company that only accepts the military.
...No they don't, military and their family.

I've never been in the military, I'm not even an American citizen, and I have USAA car insurance, if someone in your immediate family has USAA auto or home insurance, they might very well be able to add you on.
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Old 09-11-2011, 07:08 PM
 
4,803 posts, read 9,807,181 times
Reputation: 8221
Quote:
Originally Posted by las vegas drunk View Post
Thanks for the advice! Oops, you are referring to a insurance company that only accepts the military.
I should have mentioned that. I am a veteran so I qualify. Only veterans, active military and their families can get USAA.
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Old 09-13-2011, 05:29 PM
 
Location: Northern VA (for now)
22,084 posts, read 30,553,799 times
Reputation: 28634
Quote:
Originally Posted by kanhawk View Post
Just thought I would share what I recently saved switching away from GEICO.
For my 2011 Chevy Malibu I paid $492 every 6 months with GEICO which included bodily injury, comprehensive and collision.
The same coverage with USAA was $396, a savings of about 20%.
The only thing that would have been cheaper under GEICO was the bodily injury coverage only but I went with full coverage even though I own the car outright because it is a new car and I want full protection, at least for now.
I went from $170 a month with state farm (w $1000 deductibles comprehensive and collision) to $100 a month (w $300 deductibles for c and c) thanks to USAA. I'm never switching insurance again.

I qualified as a family member of a veteran with USAA. I even got my mom to switch after seeing how much it saved her over Allstate.
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Old 09-13-2011, 05:33 PM
 
Location: NJ
17,579 posts, read 36,997,540 times
Reputation: 16032
I hate New Jersey. It is the only state in the country that doesn't allow tier 3 family members not to join USAA. Tier 3 would include children of veterans. In NJ the only way children can get coverage is if your parent was an officer.
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Old 09-13-2011, 07:01 PM
 
1,735 posts, read 4,047,211 times
Reputation: 1436
I’ve been with USAA for decades. I have, car and home owner insurance, mortgage and a credit card with them.
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Old 09-13-2011, 07:55 PM
 
Location: Dallas, TX
4,464 posts, read 9,320,476 times
Reputation: 2801
Quote:
Originally Posted by manderly6 View Post
I hate New Jersey. It is the only state in the country that doesn't allow tier 3 family members not to join USAA. Tier 3 would include children of veterans. In NJ the only way children can get coverage is if your parent was an officer.
Ouch, my wife was added by her Step mom, and her step mom has never been in the service, I'm eligible through my wife.

Certainly sound like we're better off here in Texas.
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