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nylonggamer, where did you research for these insurance companies etc.? online? any resource I could utilize? I'm in GA if that matters, and yes - I think the lady chose a $500 deductible although I wonder how much difference a $1000 would really make.
i wish i had one website that gave me a bunch of different quotes but i did each quote individually online
i wish i had one website that gave me a bunch of different quotes but i did each quote individually online
i'd be weary of those sites, or even quotes.
After my exercises with with looking for the best coverage, I had insurance companies calling/emailing/snailmailing (one even stopped by my studio) for the next few months.
Haha Foques - I know that is what they do if they have your details, specially your email. I have an email account specially for purposes such as these and I only access it when I need a service like this. No unwanted sales pitch in my personal inbox =D !
I suppose I'll have to do the search like nylonggamer did !!
Haha Foques - I know that is what they do if they have your details, specially your email. I have an email account specially for purposes such as these and I only access it when I need a service like this. No unwanted sales pitch in my personal inbox =D !
I suppose I'll have to do the search like nylonggamer did !!
Most insurance companies are going to be about the same price unless you have bad credit or are a high risk driver. Geico and Progressive absolutely did not want me as a driver when I was 18; I could get insurance with them, but not without paying $1600+/month.
A broker could help, but those websites, in my experience, just direct you to the ins. co. website where you have to fill out the info again and are a waste of time.
These are the big companies that I know of and they give you instant online quotes:
Liberty Mutual
Progressive - can be cheap, but not if you are under 21.
Geico - can be cheap
Allstate - expensive
Farmer's - cheap
State Farm - cheapish
Amica
Nationwide
Traveler's
Esurance - horrible and expensive. You will have to fight them on the value of your car. My friend had them once and they offered him $2000 less than every comparable car listed for sale. Their argument was they contacted the sellers in the market and asked what their bottom dollar was, but they would not hand him that paperwork. He ended up having to hire an appraiser for $150, waste 6 weeks, and go to arbitration before they eventually gave him more money.
thanks lycos679, these seem the big names they we mostly hear about. I wonder if there are other companies that could be the credit unions of the insurance industry and may be better with pricing. I'm sensing, however, that a majority of people are with one of these listed here.
thanks lycos679, these seem the big names they we mostly hear about. I wonder if there are other companies that could be the credit unions of the insurance industry and may be better with pricing. I'm sensing, however, that a majority of people are with one of these listed here.
A broker that works with many companies could help you find those less well known companies - vs an agent that works for one or more of the above. My first policy was with a broker that the salesman referred me to and the policy was underwritten by ABC mutual (not the real name).
thanks lycos679, these seem the big names they we mostly hear about. I wonder if there are other companies that could be the credit unions of the insurance industry and may be better with pricing. I'm sensing, however, that a majority of people are with one of these listed here.
Risk factors are what they are wherever you go. The accident stats for 25-year-old drivers, for instance, are the same everywhere.
Companies count different factors more or less--for instance one company may count a long, accident free driving record for a 25-year-old in his favor, while another might not care. Good credit records also count with some companies and not with others.
Form a corporation, a few hundred in legal and filing fees. Plate and insure the car in your DBA, any employee can drive it with a legal drivers license. For a car that old, don't buy anything except the state legal minimum liability insurance.
(This is hypothetical, I don't know if it would really work or not, but worth exploring the concept.)
jtur88, are insurance premiums lower for corporations? Ultimately its an individual who drives the vehicle and not the company so I'm sure they'll ask for designated driver info and basically that would be just as good as having insurance under ur own name
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