Car insurance rates after long period of not being insured (driving record, credit)
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Here the situation: I have had a US license since 2002, but haven't lived in the US for over a decade. Was insured from 2002 to 2006 in the US with a clean driving record. If I move back to the US, what sort of premiums would I be looking at for getting co-insured on my girlfriend's vehicle, e.g., would I be treated as a new driver? Assume a good credit rating.
As long as you are residing with your GF and being added as a driver on her policy, the premiums aren't going to change much.
If you add a second car to her policy, you might or might not be rated as a new driver. Depends on the company. However, even if you are rated as a new driver, the rates will be offset somewhat by the multi-car discount.
Really, the better place to be asking is with her insurance agent. He can provide the exact figures.
Some carriers such as Progressive could careless, others won't accept you at all until you are insured with another company for at least 6 months. Every carrier is different. Call her insurance agent. Only they can answer your question.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.