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Old 11-20-2018, 02:20 PM
 
200 posts, read 146,267 times
Reputation: 166

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Here the situation: I have had a US license since 2002, but haven't lived in the US for over a decade. Was insured from 2002 to 2006 in the US with a clean driving record. If I move back to the US, what sort of premiums would I be looking at for getting co-insured on my girlfriend's vehicle, e.g., would I be treated as a new driver? Assume a good credit rating.

State would be Texas, if that matters.
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Old 11-20-2018, 10:17 PM
 
Location: Phoenix, AZ
6,330 posts, read 4,839,290 times
Reputation: 17952
As long as you are residing with your GF and being added as a driver on her policy, the premiums aren't going to change much.


If you add a second car to her policy, you might or might not be rated as a new driver. Depends on the company. However, even if you are rated as a new driver, the rates will be offset somewhat by the multi-car discount.


Really, the better place to be asking is with her insurance agent. He can provide the exact figures.
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Old 12-06-2018, 07:38 PM
 
Location: Saint John, IN
11,583 posts, read 6,704,273 times
Reputation: 14786
Some carriers such as Progressive could careless, others won't accept you at all until you are insured with another company for at least 6 months. Every carrier is different. Call her insurance agent. Only they can answer your question.
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