Quote:
Originally Posted by 2Q&Lrn&Hlp
We notified our insurance (AAA) . . . & instead of having to pay any legal costs of fighting the claim, they chose to pay his medical costs. They assured me that it would not affect our insurance rates. We never heard anything about it again.
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This is why I don't buy Medical Payments Coverage. Med Pay is separate from Liability and is paid without regard to fault.
While you might not get surcharged on your policy, it's still a claim, and it goes on your insurance record which is available to the insurance industry on CLUE.
If you need to switch insurance companies when your company has a general rate increase, you may find that the claim results in not getting the best rates.
Frankly, I prefer that my insurance company not have the option to pay when I am not at fault.
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