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11-03-2008, 11:31 AM
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Do Not Steal, the socialists hate competition
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Join Date: Oct 2007
Location: Here today, gone tomorrow
5,460 posts, read 2,557,360 times
Reputation: 1246
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How much is your homeowner's insurance?
I am curious as to what to expect for pricing in homeowner's insurance... anyone paying it?
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11-03-2008, 03:28 PM
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#18 Kyle Busch
Status:
"YANKEES!!! WORLD SERIES CHAMPS!!! #27"
(set 25 days ago)
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Join Date: Sep 2007
Location: Cane-Bay Plantation
1,447 posts, read 694,580 times
Reputation: 178
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Just got new bill for this year > $952
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11-03-2008, 07:28 PM
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Senior Member
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Join Date: Sep 2007
Location: Goose Creek, SC
1,470 posts, read 1,080,323 times
Reputation: 143
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Our's was just under 1200..
It all depends on the area you are looking into. The closer to the coast it will cost more.
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11-04-2008, 11:04 AM
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Senior Member
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Join Date: Oct 2006
121 posts, read 87,281 times
Reputation: 42
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$2,400 without flood
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11-04-2008, 04:58 PM
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Senior Member
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Join Date: Jan 2008
201 posts, read 135,461 times
Reputation: 35
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Quote:
Originally Posted by joyeaux
$2,400 without flood
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What part of Charleston do you live for that price of home insurance without flood. That seems steep unless you own a home worth a LOT of money. |
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11-05-2008, 10:21 AM
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Real Estate Agent
Status:
"Loves Christmas in Carolina!"
(set 5 hours ago)
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Join Date: Jul 2007
Location: Charleston, SC
1,366 posts, read 1,110,345 times
Reputation: 111
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Homeowner's insurance depends on price, location and credit history, amid a slew of other factors. Some areas will put you under 1% of the price of the home, annually. Others can go above that. It's a case by case, home by home process.
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11-05-2008, 10:35 AM
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Senior Member
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Join Date: Sep 2007
Location: Goose Creek, SC
1,470 posts, read 1,080,323 times
Reputation: 143
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Quote:
Originally Posted by DJShymansky
Homeowner's insurance depends on price, location and credit history, amid a slew of other factors. Some areas will put you under 1% of the price of the home, annually. Others can go above that. It's a case by case, home by home process.
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Exactly! Ours would probably be about 200 cheaper if we didn't have earthquake insurance. Personally I like to make sure I'm covered because you never know what mother nature might throw at you. |
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11-05-2008, 11:49 AM
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Senior Member
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Join Date: Oct 2006
121 posts, read 87,281 times
Reputation: 42
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$2,400 in Molasses Creek subdivison, Mt. Pleasant....and DJ, it's well under the 1% of home value even in today's market. But I'll be examining that insurance policy later to be sure it's what I truly need.
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11-05-2008, 05:42 PM
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Real Estate Agent
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Join Date: Sep 2006
Location: Mount Pleasant South Carolina
838 posts, read 649,632 times
Reputation: 125
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DJ is correct.Coming up with an approximate cost for a home owners insurance policy is impossible unless one has knowledge of the value of the home, lot, type of construction, location,age, insurance company,claims history, type of coverage, deductibles and often times credit score of the home buyer.
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11-05-2008, 05:56 PM
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#18 Kyle Busch
Status:
"YANKEES!!! WORLD SERIES CHAMPS!!! #27"
(set 25 days ago)
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Join Date: Sep 2007
Location: Cane-Bay Plantation
1,447 posts, read 694,580 times
Reputation: 178
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1% doesn't seem right with what we're paying vs. our home's cost. Its WAY less...
Maybe our home is plotted on an Indian reservation? hmmm, then I could open up a legal casino...  |
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