U.S. Cities  

Go Back   City-Data Forum > U.S. Forums > South Carolina > Charleston area
Register Blogs Search Today's Posts Mark Forums Read

Charleston area Charleston - North Charleston - Mt. Pleasant - Summerville - Goose Creek

Welcome to City-Data.com forum! Make sure to register - it's free and very quick! You have to register before you can post and participate in our discussions with 600,000 other registered members. User profiles and some forums can only be seen by registered members. After you create your free account you will be able to customize many options, you will have the full access to over 15,000 posts/day about local topics and you will see fewer ads. Within the last few months our forum was cited in an article in 15 newspapers.

Get a detailed profile of any city, county, or zip code:
      Search our forums (advanced):

Reply


 
Old 11-03-2008, 10:31 AM
Do Not Steal, the socialists hate competition
 
Join Date: Oct 2007
Location: Here today, gone tomorrow
4,680 posts, read 1,794,498 times
Reputation: 1004
evilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud ofevilnewbie has much to be proud of
Default How much is your homeowner's insurance?

I am curious as to what to expect for pricing in homeowner's insurance... anyone paying it?
Reply With Quote Quick reply to this message

 
Old 11-03-2008, 02:28 PM
#18 Kyle "Rowdy" Busch
Status: "40th and 39th! WTG JR!" (set 38 minutes ago)
 
Join Date: Sep 2007
Location: Cane-Bay Plantation
1,105 posts, read 430,481 times
Reputation: 137
pokrplr will become famous soon enoughpokrplr will become famous soon enoughpokrplr will become famous soon enough
Just got new bill for this year > $952
Reply With Quote Quick reply to this message
 
Old 11-03-2008, 06:28 PM
Senior Member
Status: "Lovin' this hot weather!" (set 14 days ago)
 
Join Date: Sep 2007
Location: South Cackalacky
1,370 posts, read 769,290 times
Reputation: 128
Luvsdabeach will become famous soon enoughLuvsdabeach will become famous soon enoughLuvsdabeach will become famous soon enough
Our's was just under 1200..

It all depends on the area you are looking into. The closer to the coast it will cost more.
Reply With Quote Quick reply to this message
 
Old 11-04-2008, 10:04 AM
Member
 
Join Date: Oct 2006
71 posts, read 53,280 times
Reputation: 17
joyeaux is on a distinguished road
$2,400 without flood
Reply With Quote Quick reply to this message
 
Old 11-04-2008, 03:58 PM
Senior Member
 
Join Date: Jan 2008
187 posts, read 95,778 times
Reputation: 35
Pattig is on a distinguished road
Quote:
Originally Posted by joyeaux View Post
$2,400 without flood
What part of Charleston do you live for that price of home insurance without flood. That seems steep unless you own a home worth a LOT of money.
Reply With Quote Quick reply to this message
 
Old 11-05-2008, 09:21 AM
Real Estate Agent
 
Join Date: Jul 2007
Location: Charleston, SC
1,229 posts, read 822,337 times
Reputation: 99
DJShymansky will become famous soon enoughDJShymansky will become famous soon enough
Homeowner's insurance depends on price, location and credit history, amid a slew of other factors. Some areas will put you under 1% of the price of the home, annually. Others can go above that. It's a case by case, home by home process.
Reply With Quote Quick reply to this message
 
Old 11-05-2008, 09:35 AM
Senior Member
Status: "Lovin' this hot weather!" (set 14 days ago)
 
Join Date: Sep 2007
Location: South Cackalacky
1,370 posts, read 769,290 times
Reputation: 128
Luvsdabeach will become famous soon enoughLuvsdabeach will become famous soon enoughLuvsdabeach will become famous soon enough
Quote:
Originally Posted by DJShymansky View Post
Homeowner's insurance depends on price, location and credit history, amid a slew of other factors. Some areas will put you under 1% of the price of the home, annually. Others can go above that. It's a case by case, home by home process.
Exactly! Ours would probably be about 200 cheaper if we didn't have earthquake insurance. Personally I like to make sure I'm covered because you never know what mother nature might throw at you.
Reply With Quote Quick reply to this message
 
Old 11-05-2008, 10:49 AM
Member
 
Join Date: Oct 2006
71 posts, read 53,280 times
Reputation: 17
joyeaux is on a distinguished road
$2,400 in Molasses Creek subdivison, Mt. Pleasant....and DJ, it's well under the 1% of home value even in today's market. But I'll be examining that insurance policy later to be sure it's what I truly need.
Reply With Quote Quick reply to this message
 
Old 11-05-2008, 04:42 PM
Real Estate Agent
 
Join Date: Sep 2006
Location: Mount Pleasant South Carolina
669 posts, read 463,901 times
Blog Entries: 1
Reputation: 106
USCJoe will become famous soon enoughUSCJoe will become famous soon enoughUSCJoe will become famous soon enough
DJ is correct.Coming up with an approximate cost for a home owners insurance policy is impossible unless one has knowledge of the value of the home, lot, type of construction, location,age, insurance company,claims history, type of coverage, deductibles and often times credit score of the home buyer.
Reply With Quote Quick reply to this message
 
Old 11-05-2008, 04:56 PM
#18 Kyle "Rowdy" Busch
Status: "40th and 39th! WTG JR!" (set 38 minutes ago)
 
Join Date: Sep 2007
Location: Cane-Bay Plantation
1,105 posts, read 430,481 times
Reputation: 137
pokrplr will become famous soon enoughpokrplr will become famous soon enoughpokrplr will become famous soon enough
1% doesn't seem right with what we're paying vs. our home's cost. Its WAY less...

Maybe our home is plotted on an Indian reservation? hmmm, then I could open up a legal casino...
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.



Reply


Quick Reply
Message:

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Similar Threads

Forum Jump

Go Back   City-Data Forum > U.S. Forums > South Carolina > Charleston area

All times are GMT -6. The time now is 03:37 PM.

Copyright © 2005-2009, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11 - Top