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02-18-2009, 06:27 AM
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Junior Member
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Join Date: Dec 2008
3 posts, read 2,553 times
Reputation: 10
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Best 15yr mortgage rates in town???
Anyone know where I can refinance for the best rate?
My buddy just closed in Columbia for 30yr loan at 4.7% with BoA. Sounds unbelievable to me.
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02-18-2009, 08:52 AM
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Senior Member
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Join Date: Sep 2008
204 posts, read 105,101 times
Reputation: 36
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Call around to the banks, and also to Churchill Mortgage. That's about all the help I've got...sorry.
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02-18-2009, 11:36 AM
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Senior Member
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Join Date: Sep 2007
819 posts, read 366,621 times
Reputation: 68
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We have 4.75 % - 30 years that we got in 2003 when we bought this house.
I hope they stay down until we sell this place and finally can buy in MP.
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02-18-2009, 12:20 PM
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Senior Member
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Join Date: Sep 2008
263 posts, read 157,662 times
Reputation: 60
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Quote:
Originally Posted by reisb
Anyone know where I can refinance for the best rate?
My buddy just closed in Columbia for 30yr loan at 4.7% with BoA. Sounds unbelievable to me.
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We just closed at 4.5% for 30 year at Bank of SC, Jean Bullock worked with us, and I can't say enough GREAT things about her - she's located downtown Summerville. |
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02-18-2009, 01:02 PM
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#18 Kyle Busch
Status:
"NYG! Need a WIN this week"
(set 10 days ago)
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Join Date: Sep 2007
Location: Cane-Bay Plantation
1,498 posts, read 747,796 times
Reputation: 182
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Quote:
Originally Posted by RJ17015
We just closed at 4.5% for 30 year at Bank of SC, Jean Bullock worked with us, and I can't say enough GREAT things about her - she's located downtown Summerville.
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Refi or new purchase? Thats a great rate! I'm interested |
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02-18-2009, 01:04 PM
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Senior Member
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Join Date: Sep 2007
819 posts, read 366,621 times
Reputation: 68
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Yeah I've been hearing 4.5 for 30 years from my mortgage buddies. It's worth a call.
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02-18-2009, 02:02 PM
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Senior Member
Status:
"Dear Santa, all I want is for summer to return."
(set 13 days ago)
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Join Date: Sep 2007
Location: Goose Creek, SC
1,481 posts, read 1,136,504 times
Reputation: 146
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For that low rate I may even be interested. Oh the decorating I could do. lol
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02-18-2009, 02:22 PM
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Senior Member
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Join Date: Sep 2008
263 posts, read 157,662 times
Reputation: 60
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Quote:
Originally Posted by pokrplr
Refi or new purchase? Thats a great rate! I'm interested
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We purchased.
If you go to a lot of the bank's website they have a rate alert system - they will e-mail you daily their mortgage rate that day - I did that for about a month. |
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02-18-2009, 04:06 PM
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Senior Member
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Join Date: Jan 2008
Location: Mount Pleasant, SC
834 posts, read 486,968 times
Reputation: 62
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Our in house mortgage person sent me these rates Today.
30-year fixed 4.910%
15-year fixed 4.560%
30-year FHA 5.330%
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02-18-2009, 07:54 PM
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Senior Member
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Join Date: Aug 2007
482 posts, read 354,580 times
Reputation: 100
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we refi'd in S'Ville with BoA at 4.25% for 15 yrs back 2003... I hear they are now close to that % again...
that leaves us with only 9 yrs left to go!! and planning on doubling up payments soon to cut that even shorter...
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