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Old 05-17-2007, 07:04 PM
 
15 posts, read 52,388 times
Reputation: 15

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I really need help!! I am so excited that I just brought a new home in Mount Pleasant. My problem is I am having difficulty finding homeowners insurance. The only quote so far has been from State Farm. Allstate, Nationwide both are not writing policies. Most are saying they can broker out but it is so expensive.
Please give me advice!! I am starting to panic
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Old 08-04-2009, 05:46 PM
 
1 posts, read 6,100 times
Reputation: 10
Default What did you find?

I'm with a group that's fighting the high cost of homeowners insurance in "coastal" Alabama. We're teaming up with similar groups in Mississippi, Florida and elsewhere. I wondered how your homeowners wind and hail insurance experience went after you posted this?
God bless,
dan



Quote:
Originally Posted by SRmom View Post
I really need help!! I am so excited that I just brought a new home in Mount Pleasant. My problem is I am having difficulty finding homeowners insurance. The only quote so far has been from State Farm. Allstate, Nationwide both are not writing policies. Most are saying they can broker out but it is so expensive.
Please give me advice!! I am starting to panic
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Old 08-06-2009, 12:03 AM
 
Location: Charleston, SC
87 posts, read 240,567 times
Reputation: 27
For others out there, it's always a good idea to make your purchase contract contingent upon buyer obtaining reasonable hazard insurance at their sole discretion. You never know who's writing policies and how much it will be.

SRmom, the above sentence was not targeted at you! Please know that Who do you have your auto with? I would see if you can bundle your insurance with them.
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Old 08-06-2009, 09:03 AM
 
Location: Mount Pleasant South Carolina
1,125 posts, read 3,380,595 times
Reputation: 239
CharlestonHelp makes a very important point in recommending that any offer contain a contingency regarding the buyer being able to obtain "affordable" insurance within a certain period of time after ratification of the contract. Because of insurance issues on the coast, it is just as important to see whether one can obtain affordable insurance on a home under consideration as it is to get "pre-approved" for a mortgage prior to submitting an offer on a home. A competent "Buyers Agent" when submitting an offer for one of their clients, will include a comprehensive contract addendum along with the standard South CarolinaSales Contract protecting their client's interests. "Affordable Insurance" is just one of the many clauses found in such an addendum.

Quote:
Originally Posted by CharlestonHelp View Post
For others out there, it's always a good idea to make your purchase contract contingent upon buyer obtaining reasonable hazard insurance at their sole discretion. You never know who's writing policies and how much it will be.

SRmom, the above sentence was not targeted at you! Please know that Who do you have your auto with? I would see if you can bundle your insurance with them.
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Old 08-16-2010, 01:52 PM
 
1 posts, read 5,202 times
Reputation: 10
Try AIG (Homesite Ins)
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Old 08-16-2010, 02:17 PM
 
Location: Mt. Pleasant, SC
2,525 posts, read 7,180,688 times
Reputation: 528
C.T. Lowndes
Farm Bureau
Andersen Insurance
Wynn and Associates

Off the top of my head from closing past clients.
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Old 08-16-2010, 04:11 PM
 
Location: Mount Pleasant, SC
1,889 posts, read 4,824,994 times
Reputation: 297
I second
CT Lowndes
And Wynn and Associates
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Old 08-16-2010, 05:27 PM
 
Location: N.Charleston,SC
1,793 posts, read 3,053,435 times
Reputation: 523
Your gonna think I'm crazy,,,but we went through Costco Wholesale to get ours.
(Ameriprise Financial)
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