health insurance (deductible, allergies, price)

[Portuguese girl]

Does anyone know or have affordable health insurance . Moved here from RI and currently paying for Cobra getting to be too much for a family of 6. Any suggestions????

[Bobb]

Originally Posted by Portuguese girl

Does anyone know or have affordable health insurance . Moved here from RI and currently paying for Cobra getting to be too much for a family of 6. Any suggestions????

try Blue Cross Blue Shield, HSA Plan, get it online at their website, you can also compare.
Hope this helps.

[FLtoNC]

We also moved here on COBRA, and when I called to inquire about private health insurance, I was told the COBRA period had to be exhausted before they would cover us without a waiting period for pre-existing conditions. It didn't sound right at the time to me. We now have insurance through our employers, but it's not cheap! My COBRA coverage was much better coverage.

[XNYgirl]

Group health insurance through employers is pretty expensive too. I would advise that you keep the cobra until you enroll in a new plan, otherwise you'll get hit for any preexisting conditions, which could be asthma or allergies, just as an example. I had an awsome plan through United Health Care, and I have several conditions which could be deemed preexisiting.

I paid $900 a month towards my employer sponserd family health insurance. This would be almost $2k cobra because i quit, then the employer told me that I would have to pay up 3 months of insurance to get the cobra. That's $6k, I"m outta work so that's out of the question.

I do know someone who has bcbsnc and they pay $3,000 a month (not specific) and this is for extra maternity coverage. Go and price it up including all the extras deductibles, copays, etc.