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Old 11-11-2013, 10:35 AM
 
22 posts, read 26,618 times
Reputation: 27

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Good Afternoon everyone! With my relocation almost here, I'm looking to transfer my car insurance to a new company. My current company is just a local mom and pop shop and have been great in regards to the service that they provide. However, moving from CT to NC they won't be able to service me anymore. Does anyone have good reviews with any car insurance companies that they currently go through? National chains or local shops? I'm looking to also acquire renter's insurance from them too.

Thanks!
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Old 11-12-2013, 07:36 AM
 
820 posts, read 1,442,164 times
Reputation: 617
I suggest you get quotes, apples to apples, as it were. I had the same company for 30 years (Sentry of Wisconsin) and after getting quotes from three national brands settled on Nationwide (Ed Cantey on Albemarle Road in Charlotte). I found his advice honest, helpful, and cost savings. His advice - shop your insurance needs every year, especially auto. There is a 45 percent variable from highest quotes to the lowest companies will give you. He said if I get a better quote and coverage, he will match it as long as the policy elements are the same. That was seven years ago and yes, I check with other companies, and have yet to get a better plan. I knew the former Commissioner of Insurance in NC and while he would not recommend ANY company, I did learn he and some of his top people had their insurance with Amica. He was very impressed with Nationwide. I would stay away from some of the other national brands that do a lot of advertizing. Get quotes. You will find your rates will be much cheaper here than in the northeast. NC has the 6th or 7th lowest insurance rates in the country.
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Old 11-18-2013, 09:49 PM
 
Location: New York, NY
50 posts, read 80,494 times
Reputation: 51
You should familiarize yourself with the insurance requirements in NC. They are certainly different than the ones in CT

In NC, here are the coverage requirements:

* Bodily Injury liability: $30,000/$60,000

* Property damage liability: $ 25,000

* Medical coverage : Not required

* Combined Underinsured / Uninsured motorist bodily injury: Not required

* Medical payments: Not required

* Collision: Not required

* Comprehensive: Not required

Source - North Carolina Auto Insurance Guide - Getting Car Insurance In NC
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Old 11-18-2013, 10:15 PM
 
2,600 posts, read 3,791,874 times
Reputation: 5786
Absolutely recommend that you get a few estimates. I was amazed to find that being a State Farm customer for 15+ years was a BIG mistake!

I do recommend that you get comprehensive coverage. My son recently hit a deer and comprehensive coverage covered that. (I didn't realize that it wouldn't have been covered without comprehensive coverage)

My last best estimate was from Travelers.
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Old 11-19-2013, 05:34 AM
 
22 posts, read 26,618 times
Reputation: 27
Thank you everyone for your replies. Do any of you have positive experiences with a local agent?
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Old 11-22-2013, 08:36 AM
 
4 posts, read 4,680 times
Reputation: 15
Erie Auto Insurance is very competitive in price/value. Pruitt agency in Ballantyne area - very nice.
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Old 11-22-2013, 09:12 AM
 
3 posts, read 5,615 times
Reputation: 11
I would stay away from some of the other national brands that do a lot of advertizing.http://www.qmyksawayaa.com/06.jpg
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Old 11-22-2013, 06:43 PM
LLN
 
Location: Upstairs closet
4,876 posts, read 8,224,166 times
Reputation: 6299
You absolutely get what you pay for. USAA is head and shoulders above the rest, but you have to qualify to be a member.
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Old 11-22-2013, 07:10 PM
 
Location: Charlotte
492 posts, read 868,496 times
Reputation: 142
Interestingly I took so many estimates and then ended up with Kemper. Never thought there was a company called Kemper. USAA is pretty good too.
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Old 01-13-2014, 04:19 PM
 
1 posts, read 1,005 times
Reputation: 10
I am looking for the best and most reliable auto insurance in Ct. My son has a few violations so we realize we will have to pay a little extra. But still want to get a good deal. Help.
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