Charlotte has the cheapest car insurance in the USA (Raleigh: 2014, costs)

[Oldsmobile]

"Charlotte, NC, is the place to be. It has the nation's lowest prices at 43 percent less than average."

Detroit found to have most expensive car insurance, Charlotte least - Autoblog

Now post your anecdotal expensive car insurance stories.

[Sepulgeek]

My car insurance dropped around $200 every 6 months after moving to Charlotte from Maryland back in 08.

[RP2C]

It seems like, in general, IN-surance costs less than in-SUR-ance.

[paulosfm]

I do not understand how Charlotte would have lower rates than Raleigh or Greensboro. In the past, I knew the late Commissioner of Insurance, Jim Long. He said Charlotte's premiums averaged 25% higher than the rest of the state because of traffic density and vehicle crashes. NC currently has some of the lowest rates in the country. We rank somewhere between 6 and 8th lowest rates in the country behind states like the Dakotas, Wyoming, Idaho where you have to call ahead to schedule a wreck.

[brokensky]

I was told in 2003, I think, that my insurance rates were so high because Charmeck had one of the highest incidences of carjackings and rear collisions in the nation.

I have not had a ticket in over 20 years and my insurance went way up when I moved here. And I have switched companies since then trying to find a lower rate.

So this is news to me.

[urbancharlotte]

Well, I pay $330 every 6 months for full coverage on a 2011 vehicle valued at around $9,000. This is much cheaper than the $700 every 6 months that I paid in Kentucky (on an older vehicle at that). At any rate, my NC insurance bill is comparable to my cell phone bill. I like that!!!!

[shane93nc]

When we moved from Charlotte to Charleston a few years ago our car insurance doubled.

[DawnW]

Detroit is 165% higher than the national average but NY and LA are only 25%-36%??? I find that very hard to believe.

[Pfalz]

Unlike almost all other states, in NC, uninsured/underinsured insurance does not cover hit and run accidents. Part of the lower price is getting what you pay for.

[topchief1]

I know when we moved here from Buffalo NY, our rates went up a couple hundred