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Old 11-02-2014, 10:39 AM
mzd mzd started this thread
 
419 posts, read 757,914 times
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My wife just got laid off from her job. Due to her age and length of service, she was able to take early retirement and draw a (reduced) pension.

I searched the NC Employment Security Commission's website but could not find any rules/regulations about applying for unemployment benefits while drawing a pension. Has anybody here been in such a situation, and if yes, can you let us know what you found? Thanks in advance.
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Old 11-02-2014, 12:54 PM
mzd mzd started this thread
 
419 posts, read 757,914 times
Reputation: 932
Mods - can you pls delete this thread? A more fitting place for it would be in the "Unemployment" discussion. Thx.
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Old 11-10-2014, 10:03 PM
 
Location: Temple Terrace, fla
174 posts, read 169,118 times
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Default MODs ?

Let the post stand, he just wants a larger view of his question, jeez, seems petty to sic the authorities onto his post. IMHO
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Old 11-11-2014, 06:21 AM
 
625 posts, read 208,003 times
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I'm almost sure that you can't collect unemployment if you're "retired". If you're collecting unemployment you're supposed to be actively seeking work. If you're retired you're no longer in the "unemployed" pool.

I've never been in this situation, but know people that have. Retired is retired. Also, if she tried getting unemployment, her employers would contest it since she's now drawing on her retirement pension fund. If by pension you mean Social Security then it would also be the same thing. You can't double dip.

Depending on her age I would consider finding something else to work in and holding off on collecting social security -- if she's of age to. The amount of money you can collect at 62 vs. 67 is a huge difference.
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Old 11-11-2014, 10:35 AM
 
45,562 posts, read 18,055,737 times
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^Many employers which still offer pensions will make a laid off employee immediately take their vested pension or delay receiving it for a set # of years. Receiving that pension doesn't mean you are retired and it doesn't make you ineligible for unemployment benefits. You can still apply.

However what they will do is to subtract the monthly pension income from whatever unemployment benefits that you are deserved. In most cases that will eliminate it.

Every situation is different. You can always apply for benefits. There is nothing wrong with that.
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