U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > North Carolina > Charlotte
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
 
Old 12-15-2015, 12:48 PM
 
1 posts, read 1,066 times
Reputation: 10

Advertisements

Can any help with this please respond
Reply With Quote Quick reply to this message

 
Old 12-15-2015, 12:49 PM
 
35,121 posts, read 40,004,782 times
Reputation: 62027
Call an attorney in regards to legal issues and the Quit Claim Deed.
Reply With Quote Quick reply to this message
 
Old 12-15-2015, 01:05 PM
 
Location: Tega Cay, SC
537 posts, read 547,764 times
Reputation: 894
It's called a quit claim and you should have reviewed with your attorney before signing so he can explain that you are being asked to give up your ownership rights, if any,in a property and then ask if that's what you want to do before handing you a pen. Thinking back to college business law class, for it to be legally binding there must be something of value offered to you in return for you signing. Can be as little as a dollar.
Reply With Quote Quick reply to this message
 
Old 12-15-2015, 01:31 PM
 
Location: Charlotte
645 posts, read 755,507 times
Reputation: 664
Don't wait a minute. See a real estate lawyer ASAP as DSD610 advises. Gather up all of your paperwork:

1. Evidence of loan satisfaction (especially the released deed that indicates that you have paid for the property--- if you have paid for it).

2. evidence of divorce proceedings, especially the judge's divorce decree. If you have an ex-spouse he/she may have made a claim on the property

3. evidence of having paid your property taxes. (You can actually get this online from the county tax assessor's site. If you go to court, you'll probably need a copy of the deed from the financing bank.

4. If you are carrying a mortgage, talk to your bank so you can answer questions posed by your lawyer. Ask the mortgager and the county assessor to inspect the deed for defects. (Your lawyer will probably want this done. If you have a statement from both the assessor and the mortgager, it may save you time.

5. Find out who filed the quitclaim, and DON'T SIGN ANYTHING without the guidance from your lawyer. Quitclaim deeds are extremely difficult to reverse. You'll have to counter it with another quitclaim.

6. If you are going through a divorce, TALK TO YOUR DIVORCE LAWYER as well as the real estate lawyer. If you're going through a divorce, your family law lawyer may be able to handle it

7. You'll need almost everything signed by a notary public.

8. One more thing: have you been pressured or threatened regarding ownership of the property? If so, try to remember the dates and the particulars. If you have anything in in writing that even suggests coercion, your lawyer will want to have it.

THIS IS JUST THE BEGINNING! RUN--- DON'T WALK--- TO YOUR LAWYER NOW!

Real estate can be insanely complicated, especially if everyone hasn't dotted his i's and crossed his t's.

Just wondering: did you buy your property on a quitclaim deed?
Reply With Quote Quick reply to this message
 
Old 12-15-2015, 02:01 PM
 
Location: Tega Cay, SC
537 posts, read 547,764 times
Reputation: 894
Quote:
Originally Posted by LarryBGood View Post
Don't wait a minute. See a real estate lawyer ASAP as DSD610 advises. Gather up all of your paperwork:

1. Evidence of loan satisfaction (especially the released deed that indicates that you have paid for the property--- if you have paid for it).

2. evidence of divorce proceedings, especially the judge's divorce decree. If you have an ex-spouse he/she may have made a claim on the property

3. evidence of having paid your property taxes. (You can actually get this online from the county tax assessor's site. If you go to court, you'll probably need a copy of the deed from the financing bank.

4. If you are carrying a mortgage, talk to your bank so you can answer questions posed by your lawyer. Ask the mortgager and the county assessor to inspect the deed for defects. (Your lawyer will probably want this done. If you have a statement from both the assessor and the mortgager, it may save you time.

5. Find out who filed the quitclaim, and DON'T SIGN ANYTHING without the guidance from your lawyer. Quitclaim deeds are extremely difficult to reverse. You'll have to counter it with another quitclaim.

6. If you are going through a divorce, TALK TO YOUR DIVORCE LAWYER as well as the real estate lawyer. If you're going through a divorce, your family law lawyer may be able to handle it

7. You'll need almost everything signed by a notary public.

8. One more thing: have you been pressured or threatened regarding ownership of the property? If so, try to remember the dates and the particulars. If you have anything in in writing that even suggests coercion, your lawyer will want to have it.

THIS IS JUST THE BEGINNING! RUN--- DON'T WALK--- TO YOUR LAWYER NOW!

Real estate can be insanely complicated, especially if everyone hasn't dotted his i's and crossed his t's.

Just wondering: did you buy your property on a quitclaim deed?
Most of your points have no relevance (I.e. Taxes and Mortgage)
Reply With Quote Quick reply to this message
 
Old 12-15-2015, 02:26 PM
 
Location: Charlotte
645 posts, read 755,507 times
Reputation: 664
Let me 'splain it to you: the mortgage company is the holder of the title until the mortgage is paid off. If there is a defect in the title, the bank would know or could investigate. It has an interest in knowing. No? If there's a problem with the title and a deed is issued, it could render the deed (the certificate of transfer one person to another) defective, and therefore null. No?

The tax assessor would have a copy of the title (and the deed if the property has changed hands). No? If not, how would the assessor know whom to tax? Hmmm? Being invoiced for property taxes would be evidence of responsibility and ownership.

In any event, this is a matter for a lawyer, not yakkers on a forum. Having bought property and having sold property, I know that issues can be very complicated to unravel, and the more information one has, the better. My guess is that the lawyer will check as many records pertaining to the property as possible. Some of my suggestions may not be relevant as you say, but neither of us knows.

To the OP: SEE A LAWYER!
Reply With Quote Quick reply to this message
 
Old 12-15-2015, 04:52 PM
 
Location: Murica
819 posts, read 638,939 times
Reputation: 557
Someone must of signed your name illegally at the register of deeds then else there is something you're not telling.
Reply With Quote Quick reply to this message
 
Old 12-15-2015, 08:37 PM
 
2,144 posts, read 633,386 times
Reputation: 1826
The OP did not provide enough information to even begin to evaluate the issues involved.
Reply With Quote Quick reply to this message
 
Old 12-30-2015, 12:47 PM
 
Location: Murica
819 posts, read 638,939 times
Reputation: 557
QT deeds work by you giving your name and address to the seller and they having a clerk sign and stamp a QT deed over to you. It takes minutes and are the fastest and easiest deed to use. Warranty deeds are the most secure and have a lot of assurances and security.

They are actually pretty awesome when they are not being used to dump properties with liens and back-taxes which they usually are. Always look at city records or pay hundreds to have a lawyer do it for you before paying for the signed-over deed.

When I was starting out I got some rotten properties through QT deeds. Like with nuisance liens and demolish leans and hundreds in back taxes. The stakes go up the higher the property value because the state and county and city use percentage of the whole to calculate stuff and liens are usually compounded..

If you get properties with environmental problems like soil contamination you're very bad screwed because you can't really fix it in most cases.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Options
X
Data:
Loading data...
Based on 2000-2016 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > North Carolina > Charlotte
Follow City-Data.com founder on our Forum or

All times are GMT -6. The time now is 07:48 PM.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top