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Old 03-15-2017, 04:13 PM
 
33 posts, read 20,548 times
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Well I figured Id create a thread about things someone moving should be aware of. I searched the thread but didnt find anything similar but redirect me if I am wrong.

I am talking about taxes-any big taxes or anything that someone moving here should be aware of that may be beneficial to someone who is going to be renting an apartment and working in the area.

Already aware of the weather and how awful the traffic is but my main concern is perhaps taxes. I have heard there is a car tax but not sure exactly how much that entails yearly. What about taxes taken out of your paycheck-is it alot compared to many states or pretty low. From what I can gather its not alot. Or insurances-health and car-more or less. I dont need specifics just know that each state is different and sometimes theres expenses that are astronomical in some places compared to others and sometimes you are not aware of those until you move to a place. So a heads up would be nice.

Thank you!
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Old 03-15-2017, 06:54 PM
NDL
 
Location: Gaston County
3,189 posts, read 3,650,357 times
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No nasty surprises.

The property tax on vehicles drops off once the vehicle is three or more years older. I don't have the formula to calculate taxes on newer vehicles.
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Old 03-15-2017, 09:23 PM
 
150 posts, read 95,473 times
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Just say where you are moving from...and the answers will follow.
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Old 03-16-2017, 06:02 AM
 
33 posts, read 20,548 times
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Quote:
Originally Posted by MrChillax View Post
Just say where you are moving from...and the answers will follow.
Michigan
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Old 03-16-2017, 06:11 AM
 
4,097 posts, read 10,174,954 times
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One thing I didn't quite understand when we moved here was how the taxes on property vary according to where you live. I had been told over and over that Union County was "cheaper" but no one could quite tell me what that looked like.

Even within counties, various cities/towns will be different in terms of taxes.

I don't know if there is a chart somewhere or not, I just know that when we were looking at moving out of UC to Meck Co. the realtor ran some numbers for us and it would be a couple thousand more per year to move into Meck. Co., even for a comparably priced house.

Just be aware.

Even within UC, Waxhaw taxes are different than Indian Trail taxes.
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Old 03-16-2017, 07:40 AM
 
3,416 posts, read 3,225,775 times
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Car insurance should be cheaper as MI is no fault. There is personal property tax on cars and you also have to get your car inspected. You don't when your first register it but you will the following year.
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Old 03-16-2017, 07:43 AM
 
Location: Matthews, NC
4 posts, read 6,963 times
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I moved from Michigan about 7 years ago. The weather is amazing!! The downside is that I thought it was cheaper to live in the south and I was very wrong. It is definitely more expensive living here. I have found that food costs more and rent is exponentially higher than what I ever paid in Michigan. That was not necessarily the case in 2010, but it for sure the case now. If you are considering moving here, I would definitely talk to companies and get a job before moving and I would also look into purchasing a home vs renting somewhere because you will pay a lot more in rent than in a mortgage.
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Old 03-16-2017, 09:33 AM
 
501 posts, read 342,342 times
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Quote:
Originally Posted by summeradderley View Post
I moved from Michigan about 7 years ago. The weather is amazing!! The downside is that I thought it was cheaper to live in the south and I was very wrong. It is definitely more expensive living here. I have found that food costs more and rent is exponentially higher than what I ever paid in Michigan. That was not necessarily the case in 2010, but it for sure the case now. If you are considering moving here, I would definitely talk to companies and get a job before moving and I would also look into purchasing a home vs renting somewhere because you will pay a lot more in rent than in a mortgage.
The cost of living here is significantly lower than that of the more densely populated states of the northeast. Midwestern states like Michigan are less expensive on some goods, but Michigan is not in the midst of a huge population explosion that brings people south as well as the increase in costs of things. I have noticed that it is now as expensive to eat out in Charlotte as it is in NYC, Boston, or other larger cities. That's a shame. One of the things that offsets the higher costs of living is the cheaper costs of utilities, and lower taxes, etc.

I have found that food seems to be a bit higher in this area than lots of places. Like most other people, that is remedied by shopping at Aldi's, Walmart, and other cheaper places. I am glad to see that we are getting Lidl's in several nearby locations.
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Old 03-16-2017, 11:55 AM
 
33 posts, read 20,548 times
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Quote:
Originally Posted by summeradderley View Post
I moved from Michigan about 7 years ago. The weather is amazing!! The downside is that I thought it was cheaper to live in the south and I was very wrong. It is definitely more expensive living here. I have found that food costs more and rent is exponentially higher than what I ever paid in Michigan. That was not necessarily the case in 2010, but it for sure the case now. If you are considering moving here, I would definitely talk to companies and get a job before moving and I would also look into purchasing a home vs renting somewhere because you will pay a lot more in rent than in a mortgage.
Actually where I live in Michigan (Ann Arbor) it is very expensive area for rent, comparable to Charlotte but with Charlotte you're actually getting nice places. In Ann Arbor you get an apartment built in 1980s with outdated interior for minimum 1200 a month but that's hard to find. But you may be right about eating out being more expensive in Charlotte. Not sure how groceries compare to Michigan. When I was there a month ago I don't recall gas being extremely lower but MI just got a new gas tax increasing the tax from what it was to 19 cents more per gallon. Not sure how the taxes that come out of your check compare either-I've been told from many friends who have moved out of MI that it's expensive to live in MI compared to where they live now but sure that depends where you move.
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Old 03-16-2017, 12:16 PM
 
Location: Charlotte Metro Area
2,155 posts, read 3,385,880 times
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Quote:
Originally Posted by DawnW View Post
One thing I didn't quite understand when we moved here was how the taxes on property vary according to where you live. I had been told over and over that Union County was "cheaper" but no one could quite tell me what that looked like.

Even within counties, various cities/towns will be different in terms of taxes.

I don't know if there is a chart somewhere or not, I just know that when we were looking at moving out of UC to Meck Co. the realtor ran some numbers for us and it would be a couple thousand more per year to move into Meck. Co., even for a comparably priced house.

Just be aware.

Even within UC, Waxhaw taxes are different than Indian Trail taxes.

And Village of Indian Trail and Village of Waxhaw are more than living in Village of Wesley Chapel or Village of Marvin or unincorporated Union County with an Indian Trail or Waxhaw mailing address.
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