U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > North Carolina > Charlotte
 [Register]
Please register to participate in our discussions with 1.5 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Jump to a detailed profile or search
site with Google Custom Search

Search Forums  (Advanced)
Business Search - 14 Million verified businesses
Search for:  near: 
 
Old 03-11-2008, 10:07 PM
 
576 posts, read 1,748,581 times
Reputation: 297

Advertisements

I heard today about a very scary storm back in 2005, I think, where it rained something like 4 inches in 3 hours. Do I need flood insurance? My house is my baby (my first one ) and I don't want a headache.
Reply With Quote Quick reply to this message

 
Old 03-11-2008, 10:12 PM
 
Location: Up above the world so high!
45,123 posts, read 57,026,781 times
Reputation: 38358
Quote:
Originally Posted by searpr View Post
I heard today about a very scary storm back in 2005, I think, where it rained something like 4 inches in 3 hours. Do I need flood insurance? My house is my baby (my first one ) and I don't want a headache.
If you had needed flood insurance you would have been required to buy it at closing The people who need it in Charlotte are in the minority. Where is your home located, maybe I can put your mind at ease?

Last edited by lovesMountains; 03-11-2008 at 10:58 PM..
Reply With Quote Quick reply to this message
 
Old 03-11-2008, 10:16 PM
 
Location: The 12th State
22,069 posts, read 40,057,338 times
Reputation: 13289
just see if it is on a Charlotte or fema flood plain
Reply With Quote Quick reply to this message
 
Old 03-11-2008, 10:20 PM
 
Location: Yellow Brick Road
35,576 posts, read 43,772,957 times
Reputation: 20278
Sometime in the last two years . . . I received a plat showing the flood planes in my area. We have a creek and there was an area near me that is in a flood plane. I can't remember what city department sent those out . . . anyone else get that sort of thing? It may have been from utilities . . . hmmm.

Seems there was a website . . .

Anyway, if you aren't in a flood plane, you should not have anything to worry about. Flood insurance is pricey.

Try this link . . . there are maps . . . and lots of info!

home (http://www.charmeck.org/Departments/StormWater/Flood+Zone/home.htm - broken link)

Last edited by anifani821; 03-11-2008 at 10:22 PM.. Reason: add info
Reply With Quote Quick reply to this message
 
Old 03-11-2008, 10:33 PM
 
11,771 posts, read 18,384,424 times
Reputation: 2674
No flood insurance here.
Reply With Quote Quick reply to this message
 
Old 03-11-2008, 11:52 PM
 
576 posts, read 1,748,581 times
Reputation: 297
Quote:
Originally Posted by lovesMountains View Post
If you had needed flood insurance you would have been required to buy it at closing The people who need it in Charlotte are in the minority. Where is your home located, maybe I can put your mind at ease?
That's exactly what the insurance agent I spoke to today said, but I can't help but remember that moat (ok, maybe it wasn't a moat) around my house when it was raining hard the other day. It was draining properly into the drain in the backyard, but I'm used to Portland/Seattle all day drizzle, not house showers. We live in Steele Creek off of Steele Creek Road and South Tryon.
Reply With Quote Quick reply to this message
 
Old 03-12-2008, 10:12 AM
 
Location: Up above the world so high!
45,123 posts, read 57,026,781 times
Reputation: 38358
Quote:
Originally Posted by searpr View Post
That's exactly what the insurance agent I spoke to today said, but I can't help but remember that moat (ok, maybe it wasn't a moat) around my house when it was raining hard the other day. It was draining properly into the drain in the backyard, but I'm used to Portland/Seattle all day drizzle, not house showers. We live in Steele Creek off of Steele Creek Road and South Tryon.
I don't think there is anything close enough to you that should ever cause you to see a flood in your house. In all the time I've lived in Charlotte there have only been a handful of small areas that have flooded that I can recall and neither of them was near you - I don't think you have a thing to worry about
Reply With Quote Quick reply to this message
 
Old 03-12-2008, 12:41 PM
 
Location: Huntersville
1,852 posts, read 3,404,803 times
Reputation: 515
The surveyor usually can tell you. I did not need it and am near the Catawba!
Reply With Quote Quick reply to this message
 
Old 03-12-2008, 12:44 PM
 
513 posts, read 1,448,643 times
Reputation: 207
I have been told that it is always a good idea to get flood insurance, just in case! It only costs something like $50 - $100 per year. Better safe than sorry.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:



Over $84,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > North Carolina > Charlotte
Similar Threads
View detailed profiles of:

All times are GMT -6.

2005-2014, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25 - Top