School Teacher trying to buy a HUD home (Charlotte, Wilson: relocating, housing)

[newlife08]

Hi,
I am considering relocating to Charlotte and buying a HUD home. I know that some of the HUD homes can be in less favorable neighborhoods. What do you know about the 28215 and 28216 zip codes? Which middle and high schools do they serve? I am used to teaching kids from low socio economic areas, aka "the hood", but I am not from Charlotte and need a little help with this one. I plan on driving down on a weekend to check out some areas at night.

Also, is Martin Kuther King, Jr. Middle, West Charlotte and (I think) EE Harding High schools so tough? Do they have a strong, supportive administration? I know the challenges of low performing schools.

Thanks for your help. I want to make this move, but I also want to be informed. I have lived in my hometown all of my life; I am ready for a change. Not to mention, I am tired of renting!

[QC Misfit]

The schools mentioned are not the best. As far a support goes to get an honest answer you would have to find a teacher in the system.

I believe HUD offers some sort of dollar program for teacher's police etc etc. Have you checked into them?

[businessperson]

I'm not sure HUD has programs for teachers but I think HouseCharlotte does. I know that Police Officers can get up to $10,000 in down payment assistance. Maybe teachers too; I'm not sure.

[businessperson]

Correction...Police Officers are eligible for up to $15,000 with the HouseCharlotte Program. Others get up to $7500. That includes teachers and other homebuyers.

[lovesMountains]

Originally Posted by newlife08

Hi,
I am considering relocating to Charlotte and buying a HUD home. I know that some of the HUD homes can be in less favorable neighborhoods. What do you know about the 28215 and 28216 zip codes? Which middle and high schools do they serve? I am used to teaching kids from low socio economic areas, aka "the hood", but I am not from Charlotte and need a little help with this one. I plan on driving down on a weekend to check out some areas at night.

Also, is Martin Kuther King, Jr. Middle, West Charlotte and (I think) EE Harding High schools so tough? Do they have a strong, supportive administration? I know the challenges of low performing schools.

Thanks for your help. I want to make this move, but I also want to be informed. I have lived in my hometown all of my life; I am ready for a change. Not to mention, I am tired of renting!

What is your price range?

[NYblkqueen]

HUD actually has a GREAT program for full time teachers, police, firefighters and emt. They have a 50% discount, you have to live in the home for 3 years as your primary resident. They have homes in all areas. It's called the Good Neighbor Next Door program. Every friday they list the houses available for the GNND and you have 4 days where you can bid on the homes. It's a lottery system, but worth it to me. I wish I was eligbele. I've seen some pretty nice homes. The most expensive I've seen was about $160 thousand. Having a home for worth 160 or more but only paying 80 thousand is worth it to me. Just my opinion. I get so excited when I tell people about the program. GOod luck with your move. Please don't let people deter you from finding out the information. Not all the neighborhoods are bad, areas. If you have any more questions DM. Good luck with your search. It seems that a lot of teachers know about the program, because I check the results all the time and they seem to have it on lock. But you guys deserve the break.

[cball75]

NY is right, I have heard about this from a realtor friend that I have. There is the 3 year minimum, but to only pay 1/2 price is a steal.

[businessperson]

Originally Posted by NYblkqueen

HUD actually has a GREAT program for full time teachers, police, firefighters and emt. They have a 50% discount, you have to live in the home for 3 years as your primary resident. They have homes in all areas. It's called the Good Neighbor Next Door program. Every friday they list the houses available for the GNND and you have 4 days where you can bid on the homes. It's a lottery system, but worth it to me. I wish I was eligbele. I've seen some pretty nice homes. The most expensive I've seen was about $160 thousand. Having a home for worth 160 or more but only paying 80 thousand is worth it to me. Just my opinion. I get so excited when I tell people about the program. GOod luck with your move. Please don't let people deter you from finding out the information. Not all the neighborhoods are bad, areas. If you have any more questions DM. Good luck with your search. It seems that a lot of teachers know about the program, because I check the results all the time and they seem to have it on lock. But you guys deserve the break.

You're right; I forgot about the Good Neighbor program. That's a deal.

[QC Misfit]

Homes and Communities - U.S. Department of Housing and Urban Development (HUD) will show you all the current deals. There is no $1 home deal in Charlotte currently. You coudl go to Wilson NC

[jaynarie]

What areas qualify as a revitalization area?

I am also a teacher and I am hoping to buy a home in a few months. I never really considered a HUD home (heard the horror stories about all the damage people cause!), but if it comes with a 50% discount, I may reconsider! I never heard of this before.

But, are these only in not so desirable neighborhoods?