Car insurance - question (Charlotte: transfer, DMV, living in)

[paris10]

[SIZE=2]Hello,

We are French/British nationals currently living in Boston. We are relocating to Charlotte next week and are trying to organize a car insurance for NC. We've had a US driving license for a year only, but have held a UK license for many years.

We have been told that NC insurance regulation states that only years of experience on a US driving license can count for auto insurance in the state - previous overseas/foreign driving license experience can not be counted. This means that foreign drivers moving to NC are penalized for the first 3 years of their US driving license[/SIZE]. As a result, the price of our car insurance is going to double.

[SIZE=2]Does anyone know if there is a way around this? Is there any way we could get our UK license recognized by NC?

Thank you for your help!
[/SIZE]

[newcharlottan]

NCDOT Division of Motor Vehicles: Applying for a Driver License or Learner Permit?

Here is the direct link to the NC DMV site. I didn't see anything off the bat about what you described. Perhaps you can call them?

Also, if you have a national insurance agent for your car now in Boston, more than likely you can transfer your insurance over to NC. We kept the same insurance company from FL to here.

[dunroven55]

Originally Posted by paris10

[SIZE=2]Hello,[/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]We are French/British nationals currently living in Boston. We are relocating to Charlotte next week and are trying to organize a car insurance for NC. We've had a US driving license for a year only, but have held a UK license for many years.[/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]We have been told that NC insurance regulation states that only years of experience on a US driving license can count for auto insurance in the state - previous overseas/foreign driving license experience can not be counted. This means that foreign drivers moving to NC are penalized for the first 3 years of their US driving license[/SIZE]. As a result, the price of our car insurance is going to double.

[SIZE=2]Does anyone know if there is a way around this? Is there any way we could get our UK license recognized by NC?[/SIZE]
[SIZE=2][/SIZE]
[SIZE=2]Thank you for your help![/SIZE]
[SIZE=2][/SIZE]

Please contact Sharon Smith 7049543000 and ask her the questions you need answers too. I believe you are correct that it takes three years however the cost is not double I don't believe. You would be considered as a inexperienced driver for two years I believe. However, Sharon can anwer your questions easily. She will be on vacation next week so ask for someone in personal lines and they will get you the correct answers.

Good luck to you and hope you enjoy living down south!!!

Dunroven

[paris10]

Thank you newCharlottan and Duroven55 for your replies!

Our insurance agent here in Boston is not licensed to insure in NC so we can't transfer our insurance. We have 3 quotes for NC and all of them are double or more what we currently pay!

We will contact Sharon or a one of her colleagues. Thank you!

[SouthernBelleInUtah]

It's not the agent, it's the company that matters. If your insurance is with a national company, your current agent contacts a new-state agent and it is transferred. For example, I have Allstate, which I have had for about 30 years in 3 states. I call my agent to give them the new address, they contact the new agent, who then calls me, and the transfer is done. Since I have a monthly payment flowing out of my bank, there is an slight adjustment on the amount. When I moved here, it went down considerably. And if you aren't with a national company, you should be, IMHO. Good luck!