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Old 06-20-2008, 08:00 PM
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Default Health Insurance

I am not sure if anybody could help with this one. My partner will not be able to get insurance until he is with his company for three months. In the meantime his daughter has too get her scans done the end of July ( she is in remission with Ewing's Sarcoma..Bone Cancer) she is doing well right now thank god!!! Any suggestions would help!!!
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Old 06-20-2008, 09:05 PM
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Can he not do the COBRA from where he is now? I know it's expensive, but if she has a lapse in coverage, she may not be able to get insurance again. If he is on a group plan, they will accept her, but she will be preexisting for a t least a year and nothing will be covered. It's usually anything already seen for the pat 18 months not covered for the next 12.
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Old 06-20-2008, 09:22 PM
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That's not all true. A lot of companies don't adhere to preexisting conditions. I'm a benefits administrator and every company i've worked for doesn't apply preexisting.
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Old 06-21-2008, 12:52 AM
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I didn't realize that, every insurance that we have had has.
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Old 06-21-2008, 06:35 AM
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if you don't have cobra carrying over, then I don't see how you can do much other than pay for it on your own.

just imagine how this problem woudl go away if we lived in any other modernized country that actually offered its citizens health care.
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Old 06-21-2008, 07:31 AM
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To continue on Cobra it would cost him around $800 a month. He can't afford that. Some companies do allow pre existing. I am going to see if I can put him on as a domestic partner with a child under my insurance but the only thing is we would pay on a after tax basis. Why does insurance have to be so complicated
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Old 06-21-2008, 07:37 AM
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Originally Posted by cagman View Post
if you don't have cobra carrying over, then I don't see how you can do much other than pay for it on your own.

just imagine how this problem woudl go away if we lived in any other modernized country that actually offered its citizens health care.
I would imagine he'd have to wait in extremely long lines for subpar treatment. Also, the country would not be offering its citizens health care, its citizens would be paying for the healthcare with higher taxes. Imagine your healthcare program being run like the DMV? No thanks.
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Old 06-21-2008, 01:58 PM
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I would imagine he'd have to wait in extremely long lines for subpar treatment. Also, the country would not be offering its citizens health care, its citizens would be paying for the healthcare with higher taxes. Imagine your healthcare program being run like the DMV? No thanks.
i know you don't really believe that. sounds like foxnews propoganda to me.

even if your assumption of ong wait times are true (which they aren't), at least he'd be getting health coverage. Last time I was in a dr office I waited 60 min, then I got up and left. So wait times already exist in the great "free market" system.

I've never had a problem paying taxes knowing I get something for the money. I don't mind paying gas taxes cause that is what builds and maintains roads. I wouldn't mind paying a health care tax knowing I am getting health care for it.

Imagine a system where you wouldn't be tied down to your POS job just out of fear that you'd lose health coverage. It's just another way america could support it's labor force as opposed to making us all slaves to the cooporations.

Last edited by cagman; 06-21-2008 at 02:09 PM..
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Old 06-22-2008, 10:44 AM
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Originally Posted by cagman View Post
i know you don't really believe that. sounds like foxnews propoganda to me.

even if your assumption of ong wait times are true (which they aren't), at least he'd be getting health coverage. Last time I was in a dr office I waited 60 min, then I got up and left. So wait times already exist in the great "free market" system.

I've never had a problem paying taxes knowing I get something for the money. I don't mind paying gas taxes cause that is what builds and maintains roads. I wouldn't mind paying a health care tax knowing I am getting health care for it.

Imagine a system where you wouldn't be tied down to your POS job just out of fear that you'd lose health coverage. It's just another way america could support it's labor force as opposed to making us all slaves to the cooporations.
I'm a libertarian, so I don't follow Fox News. If you can name some programs that the government operates efficiently, maybe I'll concede that Universal Healthcare is a good idea. There is reason people from other countries with free healthcare travel to America for treatment. If you open the doors for everyone to get treatment whenever they want for whatever they want, you are going to have supply/demand issues. There are already too many people running to the ER due to flu symptoms.

The government already takes close to 40% of what I make. I really don't need them dipping further into my pocket for healthcare. What we need is less government.
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Old 06-22-2008, 11:13 AM
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Quote:
Originally Posted by Gumbo View Post
I'm a libertarian, so I don't follow Fox News. If you can name some programs that the government operates efficiently, maybe I'll concede that Universal Healthcare is a good idea. There is reason people from other countries with free healthcare travel to America for treatment. If you open the doors for everyone to get treatment whenever they want for whatever they want, you are going to have supply/demand issues. There are already too many people running to the ER due to flu symptoms.

The government already takes close to 40% of what I make. I really don't need them dipping further into my pocket for healthcare. What we need is less government.
So I guess you don't care for the Social Security program that much?
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