House On Top Of House (purchase, rated, build)

[xray42]

Originally Posted by BKQC

We're building the Arlington model with Brentwood Homes (brentwoodhomesusa.com) in a new neighborhood called Walden Park in Fort Mill. They build a Saussy Burbank type bungalow / cottage style house and they use fiber cement siding, which is key for me since I dislike vinyl siding. I had an inspector take a look at some of their houses currently under construction and some of the specs and he told me it was excellent quality. I was also very impressed with what they offer with their base package as far as cabinetry, flooring, molding, light fixtures, etc. Plus, they're offering $7,500 in upgrades and $3,000 off closing costs if you use their preferred lender.

Bk- if you use their preferred lender, are you still getting the lowest possible rate? I was also approached by saussy, use our lender, reieve $2500 off the closing.

[BKQC]

Originally Posted by xray42

Bk- if you use their preferred lender, are you still getting the lowest possible rate? I was also approached by saussy, use our lender, reieve $2500 off the closing.

The guy that owns Brentwood Homes also owns the mortgage company, so the interest rates were excellent. They blew away Countrywide, who I use now, as a preferred Saussy lender.

[CharlotteAgent]

Originally Posted by BKQC

The guy that owns Brentwood Homes also owns the mortgage company, so the interest rates were excellent. They blew away Countrywide, who I use now, as a preferred Saussy lender.

Do not just check the interest rate look at things like loan origination fee. Application fee etc. These sometimes can be through the roof.

[BKQC]

Originally Posted by CharlotteAgent

Do not just check the interest rate look at things like loan origination fee. Application fee etc. These sometimes can be through the roof.

I compared their fees to what Countrywide provided on their "guaranteed fees" good faith estimate, and they were comparable. Countrywide couldn't match the $3,000 off closing though.

[CharlotteAgent]

simple enough. Good luck with the upcoming move

[Markh]

Originally Posted by xray42

Markh you are in villages at rosedale right?- i was just on line viewing the properties for sale there, there at least seems to be some yard with your neighborhood.I have also spoken with someone else on here - she loves rosedale. thank you for your input
Question-when we were down last week-we looked in huntersville, maybe an original area, with some old buldings, we were not succesful, do they exist?

Yes, Rosedale. They just started construction on the lots behind. I always wanted a flat lot but ended up with a slight drop off in the backyard. The lots behind us are perfectly flat and have nice sized backyards. Front yards are small but that's by design since it's a walking type community, can't remember what it's called but there's a name for the style and small front yards.

New construction pricing in our neighborhood seems to be going up but there were a couple of resales that are lower priced from phase 1 of the development.

[xray42]

Originally Posted by BKQC

The guy that owns Brentwood Homes also owns the mortgage company, so the interest rates were excellent. They blew away Countrywide, who I use now, as a preferred Saussy lender.

bK- would you mind if you could pass me his info,i would like to inquire about mort info from him, if that is ok?

[xray42]

Originally Posted by Markh

Yes, Rosedale. They just started construction on the lots behind. I always wanted a flat lot but ended up with a slight drop off in the backyard. The lots behind us are perfectly flat and have nice sized backyards. Front yards are small but that's by design since it's a walking type community, can't remember what it's called but there's a name for the style and small front yards.

New construction pricing in our neighborhood seems to be going up but there were a couple of resales that are lower priced from phase 1 of the development.

Thanx Markh, i thought i remembered you form rosedale, did you build or purchase already built- any priblems with centex?

[CharlotteAgent]

I am representing a client over in Rosedale. The homes seem to be sound. I am very impressed with the neighborhood etc.

[xray42]

Originally Posted by CharlotteAgent

I am representing a client over in Rosedale. The homes seem to be sound. I am very impressed with the neighborhood etc.

Thank you Charlotteagent- you are always helpful