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Old 08-29-2008, 12:22 AM
 
26 posts, read 48,584 times
Reputation: 38

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Please any advice or suggestions are appreciated. I am a teacher high school and college moving from San Diego, CA to Charlotte, NC within the next couple of months. My biggest concern (not even thinking about the flooding) is being able to rent an apartment with my bad credit. I have gone through a lot of schooling and raised a daughter on my own which has ruined my credit in the way too high priced southern california area. Charlotte seems like a great place for my recently graduated high school daughter to start college and be able to afford to live and get a fresh start in everyway. Contrary to what my friends did I refused to file bankruptcy (which everyone seems to do out here) and I am getting things on track. I would appreciate names or ideas of places out there.

Please don't give suggest me to stay, get a co-signer, etc. because none of those are options. I am getting some money next month that will enable me to move and I am grabbing the chance while I have it. By the way I have been paying $1250 a month for a 2/1 apt and $4.85 for gas, so I know things will be better there in a lot of ways. I would like to find something between $800 and $900 a month 2/2 in a safe area and close to a community college for my daughter to attend while she is getting residency and then she will transfer to a university.

Thanks for your help and feel free to PM me if you would like, I am excited and hear nothing but great things about living there (well, almost).

Debra

Last edited by Debdiego; 08-29-2008 at 12:26 AM.. Reason: spelling
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Old 08-29-2008, 04:25 AM
 
Location: Charlotte, NC
7,041 posts, read 13,111,325 times
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Not going to sugar-coat it for you, if your credit is poor, and, especially in this enviromnent, you are going to have a really difficult time finding an apt. anywhere in the city. As a former property manager, the only way I would be able to overcome that for a potential resident is if they had A LOT of deposit money; like 4-6 months. Am not positive if it is still the same, but, I would recommend contacting apt communities in the University area (since that is where you would like to live) to explain the situation and see what happens.

Most likely, you will not have a difficult time getting a job being a teacher. Good Luck!
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Old 08-29-2008, 04:25 AM
 
Location: Indian Trail, NC
924 posts, read 1,855,442 times
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Why don't you try a townhouse or a small house? For the amount of money that you are paying there, you could do that here. If it is for rent by owner instead of a realty company, most of the time, they don't even check your credit, just your work information and references.
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Old 08-29-2008, 04:45 AM
 
7,107 posts, read 9,707,399 times
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Default College student needs apt is more likely

At first I agreeded with another poster that said to pay 6 months in advance. However, with no job (only the HOPE of getting one since you are in a good position for employment) I would think that would be the final nail.

So my advise might be extreme in this situation. I would have your daughter (college student) apply for the apartment. Fund her at a rate of about $800 and take a one year lease. During that one yr. find your job and and re-start your life in CLT. You will then have a job, references, maybe a couple of buxs and most of all one yr. of networking.
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Old 08-29-2008, 04:55 AM
 
Location: Charlotte,NC, US, North America, Earth, Alpha Quadrant,Milky Way Galaxy
3,769 posts, read 6,756,066 times
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Potentially there are a lot of individual landlords in some nice communities who have townhomes and condos for rent/lease. They may be more understanding of your situation, and if you could do first/last + a deposit, and pay your rent a week ahead of schedule you should be okay.

There's a lot of inventory because of the housing market and some speculators, people who needed to relocate. I know of one person in particular who rented a nice 3 bedroom home in a nice community in Huntersville for about $1K/mo. You may have to look a little harder, and check some non-traditional sources like craigs.

Good luck.
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Old 08-29-2008, 06:53 AM
 
Location: Charlotte, NC
1,808 posts, read 5,861,491 times
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I can't speak to your credit issues, but I am glad to hear you are taking steps to get back on track. Good for you!

I agree with the other posters about trying to find a rental through a private landlord (you can try Craig's List to start your search).

If that doesn't pan out and you end up looking for an apartment complex, I can recommend mine to you. It is called Strawberry Hill Apartments, and it would be a very reasonable commute for your daughter to attend the local two-year college (CPCC). I would imagine it wouldn't take much longer than 20 minutes for her to drive to class (at the main campus) from here, depending on the time of day. You should be able to find a 2/2 apartment in your price range. You might want to call them to explain your personal situation to see if they are able to rent to you.

Keep us posted on what you decide.
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Old 08-29-2008, 09:31 AM
 
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I agree with the two other posting. Try renting a house or town home. When you are dealing with a person rather than a company, people tend to be a little more understanding. Explain your situation and be honest with them.

Good Luck
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Old 08-29-2008, 09:58 AM
 
Location: Charlotte, NC
3,356 posts, read 8,868,886 times
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Reading the posts here I would seriously take a look at renting on Craigslist as an apartment complex may be a little harder right now.
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Old 08-29-2008, 01:27 PM
 
Location: Indian Trail, NC
924 posts, read 1,855,442 times
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Another idea, put your own ad on Craigslist saying what you want and where you want it. That's what we did when we couldnt find what we were looking for and we got a lot of people that sent us pictures of houses. It was amazing the response we got. Luckily, the day after we posted a couple that were wanting to sell their house, but couldn't called us and that's what we chose. It's free and really easy.
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Old 08-29-2008, 05:36 PM
 
26 posts, read 48,584 times
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Thank you for your suggestions, will do.
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