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08-30-2008, 11:19 PM
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Member
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Join Date: Aug 2008
Location: South Charlotte
13 posts, read 5,176 times
Reputation: 12
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Bank of America or Wachovia?
Trying to decide which bank to go with here in Charlotte?.Any suggestions.... and if so which is better and why?
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08-30-2008, 11:33 PM
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You're gonna love my nuts
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Join Date: Feb 2007
Location: Leavin' myself open to a murder or a heart attack
4,055 posts, read 2,215,799 times
Reputation: 1342
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May I suggest The Bank of Under Your Mattress?  |
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08-31-2008, 12:36 AM
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Member
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Join Date: Aug 2007
76 posts, read 62,400 times
Reputation: 28
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You'll find horror stories about both if you look, but I've had accounts at both (past: checking & savings at Wachovia; current: checking, savings, mortgage, credit card at BofA). Never had any problems with either of them. I believe their fees are pretty similar and both offer free checking. Disclaimer: I work for one of the banks now, and worked for the other one several years ago.
So, IMHO, it's really a toss-up...which one is closer to your house and/or job?
Also, if you want to steer clear of the big banks, there are several credit unions in the area that you can join. Charlotte Metro Credit Union allows anyone who lives or works in Mecklenburg county to join. There are a few others that have fairly relaxed requirements as well. Might be a better option if you want more personal service.
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08-31-2008, 08:51 AM
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Life is a Journey
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Join Date: Jan 2007
Location: Yellow Brick Road
20,604 posts, read 11,041,555 times
Reputation: 4115
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Also, you might consider BB&T . . . I have banked w/ all three you mentioned and have often wondered if I should find out more about The Charlotte Metro Credit Union, as well.
I would do what Jennej suggested and consider the bank most convenient to where I live, or that has branches/ATMs at place I frequent and/or travel to . . . and see which one has a free checking account that offers the benefits I need.
I really think they all are about the same, LOL. The Credit Union may be different . . . and frankly, I think Brian's suggestion is good for investments . . . except I would suggest what my g/mother did - cash in a coffee can in the back yard, Hee Hee.
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08-31-2008, 10:11 AM
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I just want to have fun!!
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Join Date: Feb 2007
Location: In Gods Country!
13,645 posts, read 4,329,178 times
Reputation: 7984
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Quote:
Originally Posted by anifani821
Also, you might consider BB&T . . . I have banked w/ all three you mentioned and have often wondered if I should find out more about The Charlotte Metro Credit Union, as well.
I would do what Jennej suggested and consider the bank most convenient to where I live, or that has branches/ATMs at place I frequent and/or travel to . . . and see which one has a free checking account that offers the benefits I need.
I really think they all are about the same, LOL. The Credit Union may be different . . . and frankly, I think Brian's suggestion is good for investments . . . except I would suggest what my g/mother did - cash in a coffee can in the back yard, Hee Hee.
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Now where did I bury that coffee can??? Ha! |
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08-31-2008, 10:44 AM
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Life is a Journey
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Join Date: Jan 2007
Location: Yellow Brick Road
20,604 posts, read 11,041,555 times
Reputation: 4115
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Quote:
Originally Posted by cynwldkat
Now where did I bury that coffee can??? Ha! |
Oh, Gosh, Cyn . . . I didn't factor my deteriorating memory into this equation, LOL! Maybe I will have to devise a "treasure map" and give copies of it to family members who are young and can remember where they put the map.  |
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08-31-2008, 09:23 PM
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Senior Member
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Join Date: May 2007
Location: Too Crowded Charlotte
917 posts, read 1,050,090 times
Reputation: 144
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I am a National Bank COnvert - had Wachovia 9 years, BOF 8 months, then State Employee's Credit Union. The Credit Union Rocks, althought it's technology is dated!
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08-31-2008, 09:31 PM
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Senior Member
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Join Date: Jun 2006
Location: Mooresville, NC
988 posts, read 804,424 times
Reputation: 217
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[quote=anifani821;5067388 . . . except I would suggest what my g/mother did - cash in a coffee can in the back yard, Hee Hee.[/QUOTE]
Bury it in Tupperware, it'll stay fresher longer & won't get moldy, LOL!
BxRosie  |
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