Gun ownership and HOA Rules (apartment complex, insurance, condos)

[Not a User]

So I was thinking about this the other day. My HOA does not allow storage of any type of flammable liquid/explosives on the property as a part of the declaration.

Wouldn't storing ammo for a gun be considered an explosive? Wouldn't that violate some constitutional rights?

Lets say I purchase a gun with ammo, and the HOA fines me (lets assume they actually found out)... I'd have an argument right?

Not that I own a gun (yet)... so I don't have a dog in the race, just wanted your thoughts, wisdom, opinions on the matter.

[Barkingowl]

So does that mean you can't have a propane tank for your grill?

[Not a User]

No, can't have any open flame grills.

But my outdoor george foreman works just fine. (for what it is)

I guess I should mention that this is a condo complex in uptown.... for what its worth, not a sub development.

[mullman]

The wording you mention is pretty standard and included in most homeowner insurance fine-print.
Small arms ammunition is not technically 'explosives'.

FWIW I have multiple friends in downtown condos who are armed.

[sunsetgoddess]

I'd ask the HOA directly and get their answer in writing to protect yourself.

[Metallisteve]

No, ammo should not fall into that category. My judgment would be based upon the fact that ammo is called out independently in any other instance where it needs to be banned (airports, parcel services, etc.). It has it's own material category is I'm not mistaken...like flammable gas, radiative material, etc. It's different than an explosive since it fires a projectile.

In any case, I do believe that an HOA is WAY outside of it's rights to try to ban firearms on the property...especially if you own the place (like a town home or something). Maybe they have a leg to stand on if it's an apartment complex, but then it wouldn't be an HOA would it?

[Metallisteve]

Originally Posted by sunsetgoddess

I'd ask the HOA directly and get their answer in writing to protect yourself.

...or to use as evidence in your lawsuit against them.

[Not a User]

I'm on the HOA board... I can write it myself and put it up for vote.

And our complex has specific rules around fire and explosives. There are plenty of complexes that allow open flame grills and storage of propane, etc... Just not ours.

This is meant to be hypothetical at this point. And I appreciate your views! keep em' coming!

[Not a User]

Originally Posted by Metallisteve

No, ammo should not fall into that category. My judgment would be based upon the fact that ammo is called out independently in any other instance where it needs to be banned (airports, parcel services, etc.). It has it's own material category is I'm not mistaken...like flammable gas, radiative material, etc. It's different than an explosive since it fires a projectile.

In any case, I do believe that an HOA is WAY outside of it's rights to try to ban firearms on the property...especially if you own the place (like a town home or something). Maybe they have a leg to stand on if it's an apartment complex, but then it wouldn't be an HOA would it?

This is exactly my thinking. The way I see it that it is a violation of my right to bear arms. If they wanted to ban explosives, then I can build a potato gun that uses hair spray that fires a potato over 200 yards. I bet they'd like that.

[Barkingowl]

Maybe you can amend the HOA rules to allow for storage of said items, if the items are stored properly.