Can anyone recommend a great mortgage broker (Charlotte, Henderson: credit, loan)

[NYtoNC07]

I am interested in an upfront, good broker in the Charlotte area to do some mortgage shopping?

[robz]

have your tried bank of america or wachovia? The reason I ask is because there are really good brokers and really bad ones. YOu need to be careful if you go with a broker

[businessperson]

Sherri Henderson with Wachovia is one of the nicest and most competent mortgage brokers I've ever dealt with. She's at the Arboretum Branch on Providence Road in Charlotte, 704.541.0625. I have absolutely nothing to gain by you using her other than the satisfaction that I've helped someone.

[kd83]

Originally Posted by robz

have your tried bank of america or wachovia? The reason I ask is because there are really good brokers and really bad ones. YOu need to be careful if you go with a broker

hence they're asking for a personal recommendation of a good one lol

[FrankTheTank2]

Do you have to pay a broker if you end up not using them?

I have an application with Navy Federal Credit Union which I am told has better rates then any of the banks but I am not sure.

[renriq02]

In NC any lender can collect fees upfront but have to refund it if the borrower requests for it back.

You have to ask for it back!!!!!
It only applies to fees collected by the lender.....not for surveys, appraisals, etc

Originally Posted by FrankTheTank2

Do you have to pay a broker if you end up not using them?

I have an application with Navy Federal Credit Union which I am told has better rates then any of the banks but I am not sure.

[dixieblue]

Unless you give them some sort of application fee upfront there is nothing you will have to pay until you sign the papers for the loan.