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Old 01-11-2008, 12:24 PM
Location: The 12th State
22,974 posts, read 58,627,554 times
Reputation: 14926


Originally Posted by Miker2069 View Post
Here's the general rule of thumb for crime threads:

If you feel very safe and are comfortable with your surroundings, crime stats are generally meaningful (trending up/down/flat, etc.)

If you've been the victim of a crime or see crimes occurring around your place of residence, for you crime has increased 100% and all other trends are meaningless.

These two general concepts will shape your point of view and will determine your outlook and feelings on this subject.

If you are prospecting Charlotte to be your new city, you will want to consider a few things:

You may be looking at nice homes, relatively cheaper rents, warmer climates, etc. All good things, however you and several thousand other people all have the same idea. Charlotte is growing rapidly and there will be infrastructure issues across the board with anything that grows this fast. Many people will have moved before you, you'll be moving down with a lot of people, and many others will come after you.

If you are looking for a home, generally speaking, avoid very dense home sites (with zero lot lines). If you can borrow a cup of sugar from your neighbor by simply extending your hand out the window then your probably to close.

Avoid builders who offer 100% financing or that don't have at least a 2 year waiting period for renting a home or selling it (flipping it). You want to know that like yourself, your neighbors have a vested interest in their home (i.e., they put 20% of their hard earned money) and intend to live there and not attempt to flip or rent it to whom ever can come up with the first/last months rent and a security deposit.

Call your car or home owner's insurance company and find out how your rates will adjust (up or down) based on your proposed location. The insurance companies have far greater science involved in this and last I looked, none of them post on internet forums.

Imagine your new development filled out, and the 20 acres of open space now becomes another new development or a shopping center is put up in your backyard with a big brick wall. Remember, the growth doesn't stop because you signed a lease agreement or P&S.

Get a good RE broker (even for apartments) and be very specific about what you want. I'm sure you're a very smart person and can research on your own (like you're doing now), however a buyer's broker sole purpose is to represent your interests. If you lead your broker to believe cost is your only factor then you'll simply get cheap housing. Tell the broker you want safety, low density, etc. They should be able to help you meet much of your critical selection criteria.

You can greatly reduce the frustrating related to moving to a new area and reduce the likelihood of finding yourself in a bad situation.
Miker2069 sums it up best
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