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Old 04-26-2007, 06:01 PM
 
Location: Statesville, NC
64 posts, read 138,887 times
Reputation: 30
Default Flood zone??

How do I find out if the lot we bought is in a flood zone? It's in the 'Ridgewood On Lake Norman' community on Buffalo Shoals Rd. Anyone know anything about this area??

Thanks!
Cheryl
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Old 04-26-2007, 06:12 PM
 
Location: The 12th State
21,681 posts, read 37,010,844 times
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try char meck website http://maps.co.mecklenburg.nc.us/website/floodzone/
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Old 04-28-2007, 06:02 AM
 
Location: Statesville, NC
64 posts, read 138,887 times
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Default flood zone info

Quote:
Originally Posted by SunnyKayak View Post
There wasn't any information on that website about our area....but thanks anyway. Can anyone else offer any info??

Cheryl
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Old 04-28-2007, 08:04 PM
 
2,560 posts, read 4,063,845 times
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I would think they would have had to disclose that when you bought the property. I know one home we looked at had a creek running behind it and it was disclosed as a flood zone. The house we just purchase was not, and our realtor double checked. You might try contacting your insurance company as they should also be able to find out.
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Old 04-28-2007, 09:44 PM
 
Location: The 12th State
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you didnt specify where on the lake you are at?????????? google that information the county plus flood map
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Old 04-29-2007, 12:04 PM
 
Location: Statesville, NC
64 posts, read 138,887 times
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Default flood zone

Thanks....I'll try to google again. I did try that once. Where on the lake? Hmmmm......we are off Buffalo Shoals Rd......on the border of Statesville and Mooresville....we are not on the main channel.
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Old 04-29-2007, 12:29 PM
 
Location: The Denver, CO area
435 posts, read 1,242,656 times
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Quote:
Originally Posted by nascarnancy View Post
I would think they would have had to disclose that when you bought the property. I know one home we looked at had a creek running behind it and it was disclosed as a flood zone. The house we just purchase was not, and our realtor double checked. You might try contacting your insurance company as they should also be able to find out.
As far as I know they are supposed to disclose it. You might have to get flood insurance. My co-worker bought a house last year & she has a creek running through it & part of her land is in a flood zone. And your realtor's should be able to tell you if its in a flood zone.
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Old 04-29-2007, 09:21 PM
 
Location: Union County, NC
348 posts, read 2,984 times
Reputation: 115
If you are anywhere within X feet of any body of water--ocean, river, creek, lake, etc., it will likely be considered flood zone. Depending on your bank, they may require you to get flood insurance to get the loan.

I live about 100 yards from 6 mile creek, and am considered to be in a FEMA protected flood zone. I paid about $250 bucks for flood insurance through Travelers the first year, and then dropped it. Two important things for you to ask are: Is it FEMA protected--don't buy anything that isn't! And have there been any reports of flood against the house.

And, yes, it's completely against the law not to disclose you're in a flood zone if you are in one. The disclosure form specifically asks that. Also, ask for the land plat map--which will also tell you for certain, too.

But, don't be afraid of buying in a flood zone--unless you're in a low-lying area of course! Some of the best real estate in the world is in a flood zone!
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Old 05-01-2007, 04:45 PM
 
Location: Statesville, NC
64 posts, read 138,887 times
Reputation: 30
Default Thank You

Thank You Lisaf..I appreciate the info!
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Old 05-01-2007, 07:57 PM
 
14 posts, read 48,414 times
Reputation: 21
Is your property on lake Norman? If so i doubt you are in a flood zone. The high water mark for lake Norman is about at the 760 foot elevation and no one is allowed to build below that or else you would be building on duke powers property. Duke Power also controls the water level on the lake. So if your house is on lake Norman then you are not in a flood zone plus it would have been disclosed when you purchased the house.

Also to anyone else thats interested please note that in Mecklenburg county there is a 50 foot undisturbed buffer from the 760 foot elevation landward. There are also buffers on Lake Wylie and Mountain Island Lake. These buffers are there to protect our drinking water supply. Any disturbances such as grading, permanent structures or tree removal in these buffers will result in the owner restoring the affected areas. So if you live on any of the large lakes in Mecklenburg County and plan on doing any projects near the bank or remove any trees please call the Mecklenburg County Water Quality Program at 704-336-5500 and they can send out an inspector to help you or answer any questions you have.

Last edited by Pain350; 05-01-2007 at 08:08 PM..
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