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Old 11-15-2009, 07:44 AM
Location: Charlotte, NC
7,041 posts, read 13,104,253 times
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Originally Posted by DeaconJ View Post
No...not true. If you're depositing a personal check then there could be a 10-day hold on it - and rightfully so...as a new customer you don't have any history with the new bank, and there is A LOT of new account fraud going on. But if you deposit a cashier's check from your old bank, which I assume you would do since you're closing an account, then there won't be any holds placed on your deposit. How would you be opening the account? What would you use as your initial deposit?
OR, you could simplify things by keeping that account open and just going to an ATM here....
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Old 11-15-2009, 04:57 PM
Location: Back in the Mitten. Formerly NC
3,819 posts, read 5,174,106 times
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My credit union in Michigan will not let you make a deposit from out of state.
So, ask and keep that in mind if anyone plans on keeping an out-of-state account.
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Old 11-15-2009, 06:27 PM
368 posts, read 811,519 times
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Originally Posted by Pattig View Post
That doesn't sound right to me . How can a bank give you 4.25% on a checking account. Are you sure it's not .42% People would be putting all their money in their checking account if that were true. You can only get about 1.75 % on a year long CD now.
I dont know. You tell me.

North Carolina Bank and Trust - Mad Money (http://www.ncbtonline.com/madmoney/ - broken link)
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Old 11-15-2009, 08:09 PM
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Reputation: 11
I have used BB&T for nearly 30 years and never had any problems. They are based in NC, and you can easily get a live person when you call customer service. About a 2 years ago I had a suspicious debit appear in my checking account and BB&T was very helpful in sorting out the matter.
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