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Old 06-15-2007, 03:34 PM
 
295 posts, read 973,325 times
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I am having a home built and receiving a loan through Countrywide.kb. When we went to Countrywide the girl told us that rates would most likely go down and she suggested that we do not lock in on the rate. The house should be complete in 6 months, should I be worried and lock in or should I wait and see? Do mortgage rates fluctuate like this all the time?

I was quoted at a rate of 6.50, now Iím looking at 7.60.
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Old 06-15-2007, 03:41 PM
 
Location: Fort Mill, SC (Charlotte 'burb)
4,730 posts, read 17,792,336 times
Reputation: 1008
We locked in 2 months ago and still closed a little less (.25%) yesterday. 7.6 seems high for the market if you have good credit and decent earning.
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