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Old 06-07-2010, 08:18 PM
 
22 posts, read 40,177 times
Reputation: 13

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lumbullo, I see you are a fan of Dave Ramsey. Good stuff isn't it. I will be purchasing well within my means and of course I understand not trying to keep up with anyone, if we're buying for the long time / paying off quickly value doesn't really matter, but i was just looking for opinions. Thanks
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Old 06-09-2010, 07:52 AM
 
Location: Cornelius
407 posts, read 847,414 times
Reputation: 254
In our development their are many homes on the market, several for 18 months or more. Alot more are empty with the For Sale sign taken down.
Luckily we bought our home to live in not as an investment. We enjoy it even though we are not permanent residents. No it is not on the lake.
I agree with what everyone is saying. The banks were "giving away" money and now we the taxpayer are footing the bill.
What happened to the adage "You should be able to afford a home that is 2 1/2 times you gross income." If that were a truism, I doubt there are a significant number of people who could afford the homes they are living in.
Unforturately 3 of my children did not follow that rule of thumb and I pray that none of them or their spouses loses a job. Their father is not a government that can tax to raise the necessary funds.
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Old 06-11-2010, 07:31 PM
 
22 posts, read 40,177 times
Reputation: 13
thanks for all the opinions. we actually just bid on a house and got it. It is a foreclosure and needs some work, but we got it for well under appraised value
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