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Old 10-03-2017, 08:05 AM
 
633 posts, read 846,716 times
Reputation: 1448

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Quote:
Originally Posted by Kluch View Post
Oh ya. That's not bad at all. Pretty nice place all things considered. Thanks.


Be aware that this is located in unincorporated Wheaton and is on well and septic. Also, you stated that you want your monthly payment no more than 1600.....this one is calculating out to almost 2000 and that is with 15 % down and an amazing interest rate.


Also, this is a fair distance away from the train station if you are intending to commute via Metra.
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Old 10-03-2017, 10:10 AM
 
1,512 posts, read 1,724,245 times
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Quote:
Originally Posted by whakru View Post
Be aware that this is located in unincorporated Wheaton and is on well and septic. Also, you stated that you want your monthly payment no more than 1600.....this one is calculating out to almost 2000 and that is with 15 % down and an amazing interest rate.


Also, this is a fair distance away from the train station if you are intending to commute via Metra.
Mortage and taxes are $1600/mo with 20% down. It's 2 miles from the Metra station by Prairie Path, a 10-11 min bike ride. 7-8 mins by car. Certainly a much better package than the far flung places being tossed around.
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Old 10-03-2017, 10:46 AM
 
Location: Chicago
3,275 posts, read 4,747,225 times
Reputation: 4036
Have you considered Bartlett at all? These two houses are near the train, which would make your commute much more manageable than Geneva/St. Charles. I love Geneva and St. Charles, but that commute downtown is hell. Been there, done that and I wouldn't willingly sign up for it again, it just takes way too long.

https://www.redfin.com/IL/Bartlett/7.../home/13751795

https://www.redfin.com/IL/Bartlett/3.../home/13750387

Ultimately, I don't think you're going to get everything you want for $1600/month here due to the taxes. Taxes are high here, it's just a fact of life. But, you can get pretty close.
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Old 10-03-2017, 11:59 AM
 
Location: Elgin, IL
721 posts, read 539,058 times
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Quote:
Originally Posted by nikitakolata View Post
Have you considered Bartlett at all? These two houses are near the train, which would make your commute much more manageable than Geneva/St. Charles. I love Geneva and St. Charles, but that commute downtown is hell. Been there, done that and I wouldn't willingly sign up for it again, it just takes way too long.

https://www.redfin.com/IL/Bartlett/7.../home/13751795

https://www.redfin.com/IL/Bartlett/3.../home/13750387

Ultimately, I don't think you're going to get everything you want for $1600/month here due to the taxes. Taxes are high here, it's just a fact of life. But, you can get pretty close.
good suggestion, thanks.
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Old 10-06-2017, 09:51 PM
 
44 posts, read 29,323 times
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Elgin is one of the highest stress school budgets after CPS.
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Old 10-11-2017, 09:25 AM
 
Location: Chicagoland
342 posts, read 355,793 times
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It seems to me that the more affordable suburbs in the west / southwest are Bartlett, Batavia, and Homer Glen - specifically with regards to getting a reasonably new and desirable house (ie 70's, 80's 90's built, not a dated split level, some kind of yard) in a good school district. At least I think that Lockport is a decent district; I am not sure on that one. Maybe also the corner of Bolingbrook that feeds into Naperville D204, or of North Aurora that feeds into Batavia or Wheaton. Thought here is less than about 1900 a month in mortgage and taxes (max 315k, probably), 2000+ square feet, and reasonable access to Metra or expressways (which would probably knock out St. Charles). I myself live in southeast Naperville, and the cost of living, with mortgage, taxes, and nanny, is just eating us alive. I have contemplated a move to NWI, but can't get my family on board.
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Old 10-11-2017, 11:58 AM
 
Location: Elgin, IL
721 posts, read 539,058 times
Reputation: 404
Quote:
Originally Posted by Diws View Post
It seems to me that the more affordable suburbs in the west / southwest are Bartlett, Batavia, and Homer Glen - specifically with regards to getting a reasonably new and desirable house (ie 70's, 80's 90's built, not a dated split level, some kind of yard) in a good school district. At least I think that Lockport is a decent district; I am not sure on that one. Maybe also the corner of Bolingbrook that feeds into Naperville D204, or of North Aurora that feeds into Batavia or Wheaton. Thought here is less than about 1900 a month in mortgage and taxes (max 315k, probably), 2000+ square feet, and reasonable access to Metra or expressways (which would probably knock out St. Charles). I myself live in southeast Naperville, and the cost of living, with mortgage, taxes, and nanny, is just eating us alive. I have contemplated a move to NWI, but can't get my family on board.
thanks. We're seriously looking at Bartlett currently with secondary options of elgin, geneva and batavia. The plan is to explore these suburbs tomorrow. I guess we'll see what we think.
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Old 10-11-2017, 12:02 PM
 
Location: City of North Las Vegas, NV
11,283 posts, read 7,856,808 times
Reputation: 3016
For me it would be a no brainer to move out of IL ( or never move in the first place), and move to NW Indiana.

I would look into Munster, St. John and Chesterton all of which are very nice suburbs of NWI
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Old 10-11-2017, 12:06 PM
 
Location: Chicagoland
342 posts, read 355,793 times
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Quote:
Originally Posted by WildWestDude View Post
For me it would be a no brainer to move out of IL ( or never move in the first place), and move to NW Indiana.

I would look into Munster, St. John and Chesterton all of which are very nice suburbs of NWI
Yeah, I kind of agree. But the wife and I work in the western suburbs, plus we have family and cultural (she is a 1st generation Eastern European immigrant) ties. It would be more doable working in the Loop, I think.
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Old 10-11-2017, 12:34 PM
 
Location: City of North Las Vegas, NV
11,283 posts, read 7,856,808 times
Reputation: 3016
Quote:
Originally Posted by flamadiddle View Post
or Munster could follow suit with neighboring areas and become ~50% Black in 10 years and home values could drop 50%.

Unlikely, but that's what happened to just about every adjacent town in the area. Translation = No way to accurately predict the future of an area in that region. White Flight is a finicky thing...
unlikely, but it is and will be diversified. There's no low income housing, few rentals and fewer apartments in Munster.
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