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Old 12-08-2011, 09:42 AM
 
1,745 posts, read 2,033,330 times
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Does anyone know where you can get good rental insurance without getting ripped off? Thanks in advance!
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Old 12-08-2011, 09:46 AM
 
Location: CHicago, United States
6,936 posts, read 6,998,123 times
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Quote:
Originally Posted by EastBoundandDownChick View Post
Does anyone know where you can get good rental insurance without getting ripped off? Thanks in advance!
I've had renter and condo insurance both, dealt with reputable insurance agents/companies and never felt as if I was getting "ripped off." Assess the value of what you want to insure and your level of risk acceptance and you largely determine what the policy includes and costs. I currently use Farmer's Insurance, but have used Allstate in the past.

Last edited by gomexico; 12-08-2011 at 10:09 AM..
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Old 12-08-2011, 10:39 AM
 
1,325 posts, read 3,539,979 times
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State Farm is very reputable and prices/service are excellent.
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Old 12-08-2011, 10:40 AM
 
10,293 posts, read 12,418,846 times
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American Family is good as well.
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Old 12-08-2011, 01:58 PM
 
458 posts, read 637,959 times
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Through State Farm I actually pay less overall for my auto insurance by adding renter's insurance. So I essentially get paid to have renter's insurance.

Yes, it sounds like it makes no sense at all, but it's true.
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Old 12-08-2011, 04:08 PM
 
Location: CHicago, United States
6,936 posts, read 6,998,123 times
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Quote:
Originally Posted by rca215 View Post
Through State Farm I actually pay less overall for my auto insurance by adding renter's insurance. So I essentially get paid to have renter's insurance.

Yes, it sounds like it makes no sense at all, but it's true.
The insurance companies I've dealt with over the years and who offer varied insurance lines have always given a discount on the principal policy, say auto insurance, when other coverages, such as homeowners/enters, is added. I think it's an industry standard. The total of the insurance coverage though is more, not less. It's just that the auto insurance is lower as a result of the discounts.
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Old 12-12-2011, 02:49 PM
 
29 posts, read 62,426 times
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State farm, Travelers, Safeco, The Hartford, Farmers, Allstate, American Family, Met Life and on and on; all cheap! This post is like asking, "where can I get a cup of coffee without being ripped off?" Your talking about protecting thousands of dollars worth of your personal property for $15 a month or less and your worried about being ripped off?
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Old 12-12-2011, 03:28 PM
 
438 posts, read 1,464,462 times
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We go through Travelers and they are great
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