U.S. CitiesCity-Data Forum Index
Happy Easter!
Go Back   City-Data Forum > U.S. Forums > Ohio > Cincinnati
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 08-07-2011, 06:05 PM
 
Location: Fort Lauderdale, FL
6 posts, read 7,669 times
Reputation: 10

Advertisements

Hi! I have been offered a job in the Sharonville area and am seriously considering relocating from FL (which I hate!) to something completely different... I have a stay-at-home husband and a 20 month old daughter so I'd like to find a safe and friendly area to settle down - I think that we are looking to rent until we are sure that we want to stay.

I am looking for advice about where to look for an apartment - we'd like at least a 2/1 and would like to spend between $700 - $850. I also don't know a lot about the general area so whatever you have to share about that would be helpful (grocery store, shopping, restaurants, area specialties and events).

I am also reading about more taxes than I am accustomed to down here (as renters, we have federal taxes and sales tax but that's it) - what can you tell me about that?

Thanks for your help - and please, objectivity and honesty are appreciated - don't be negative just for the sake of being negative.
Reply With Quote Quick reply to this message

 
Old 08-07-2011, 07:18 PM
 
Location: Mason, OH
9,259 posts, read 13,392,180 times
Reputation: 1920
In Ohio you will have Ohio Income Tax in addition to Federal Income and State Sales Tax. I am not familiar with the sales tax rates in Florida so I cannot equate what is more. As renters you do pay property taxes though indirectly.

Sharonville is right at I-75 and the north side of the I-275 beltway loop. If the job offer is in the Sharonville area I advise sticking close to it for housing and reducing the commute time. You are definitely in suburbia and not the City proper.

Sharonville itself has a lot to offer, and then I would consider Fairfield to the west and West Chester to the north. Use the internet mapping facilities to become acquainted with what is close to Sharonville. All kinds of shopping and restaurants are closeby in the form of Tri-County Mall, Union Centre Boulevard, etc. You do not have to be concerned about schools yet so I would look for the most attractive apartment and rate. You might want to try Beckett Ridge. As the name implies it is on a ridge overlooking the I-75/Mill Creek valley. It is a combination of fine homes and rental units. If you can find something available there I am sure you would be very happy.

I hope you do relocate to Cincy and are happy you did. Save the time and distance and money and live close to your new job. And if any Cincinnatians ask, you are neither East or West side, but smack dab down the middle.
Reply With Quote Quick reply to this message
 
Old 08-08-2011, 08:23 AM
 
3,751 posts, read 10,232,195 times
Reputation: 6561
You might also have to worry about a "city" tax. Its an income tax that certain cities levy on people who work or live within their borders.

usually 1 or 2%, max. Good luck with the move - hope all goes well!
Reply With Quote Quick reply to this message
 
Old 08-08-2011, 09:54 AM
 
Location: Mason, OH
9,259 posts, read 13,392,180 times
Reputation: 1920
Yes I forgot the city income tax. If your place of work will be within the City of Sharonville, a 1.5%tax on wages will be collected and the employer required to withold it. If the actual place of work is not within an incorporated city limits, but just township/county there is no city income tax for work. Only incorporated cities are permitted to levy one. But it is possible to live within a city with an income tax which would then be levied. Sounds complicated, but the general rule is if you pay an income tax for where you work then you do not pay where you live. If you both work in an unincorporated area and also live in one there is no city income tax. But for example the City of Cincinnati's income tax rate is 2.1% for the privilege of working or living there.
Reply With Quote Quick reply to this message
 
Old 08-11-2011, 04:45 AM
 
Location: Mason, OH
9,259 posts, read 13,392,180 times
Reputation: 1920
I have a daughter and son-in-law who recently moved back to KY since they suddenly were both without jobs in Florida and no prospects. So I appreciate the reasons for the move. Taxes in Ohio must be considered. Use the online facilities to determine the Ohio income and sales tax rates and also the city income tax rate for where you are considering.
Reply With Quote Quick reply to this message
 
Old 08-13-2011, 09:08 AM
 
13,730 posts, read 22,893,476 times
Reputation: 18602
Quote:
Originally Posted by kjbrill View Post
Sounds complicated, but the general rule is if you pay an income tax for where you work then you do not pay where you live. If you both work in an unincorporated area and also live in one there is no city income tax. But for example the City of Cincinnati's income tax rate is 2.1% for the privilege of working or living there.
That is incorrect. The city that you live in MIGHT give you credit for the taxes that you pay in the city you work in BUT NOT ALWAYS.

When I lived in the Cleveland area, I was paying close to 3.5% in local taxes between the city I worked in and the city that I lived in.

It is very complicated. When I was working a lot of freelance work in multiple communities in Cuyahoga and Lorain Co., I was filing up to 8-10 local returns each year. And that explains my decision to move out of state.
Reply With Quote Quick reply to this message
 
Old 08-14-2011, 03:53 AM
 
Location: Mason, OH
9,259 posts, read 13,392,180 times
Reputation: 1920
Yea I understand, the city income tax is a big pain in the ass. My father ran a small painting contractor business and my mother did the books. Good thing he had mom, as he could never have coped with it. I remember her commenting each little separate city in which he had jobs she had to send a statement to the employees concerning the local income tax owed. What a royal pain in the ass. There should be some sort of exemption based on the time worked in any one city. Below that amount you owe them nothing. But since cities are all about the me-me attitude, that is too simple a concession to business.

The other thing you can do is just simply ignore it. Most small cities simply are not staffed to actually catch up with you.
Reply With Quote Quick reply to this message
 
Old 08-15-2011, 07:07 PM
 
43 posts, read 54,912 times
Reputation: 46
Default I think it's a wash

I can see how if you are self-employed that the tax situation would be a big pain, but usually the payroll departments handle the deductions for you. My husband works in Cinci, and we live in KY, and his place of employment deducts the taxes. IMO, you don't have to "file" taxes unless you owe more than was taken out or need to get some back. I've not encountered that.

We recently seriously considered a move to Orlando. Part of the persuading factor that the FL recruiter tried to use was that there would be no income tax. But, seemed to me that the difference in the cost of living wiped that out for us. Neither OH or KY have sales tax on groceries or prescription drugs, same as FL.

The pay we would have gotten by moving to FL would have been a huge increase. But, we didn't want to live there. We are not totally in love with Cincinnati, but it has grown on us, and this is where we will stay until something better comes along. FL definitely was not it for us.

If you want to read more on my opinion about living in Cincinnati, check out the thread Please Convince me to Move to Cincinnati (http://www.city-data.com/forum/cincinnati/1327720-please-convince-me-move-cincinnati-8.html). Mine is post #80.
Reply With Quote Quick reply to this message
 
Old 08-15-2011, 09:21 PM
 
Location: Fort Lauderdale, FL
6 posts, read 7,669 times
Reputation: 10
Thanks everyone for your feedback! We are actually looking at renting a condo in the White Oaks area which seems to have a lot of what we want!
Reply With Quote Quick reply to this message
 
Old 08-16-2011, 12:58 AM
 
13,730 posts, read 22,893,476 times
Reputation: 18602
Quote:
Originally Posted by home4frog View Post
I can see how if you are self-employed that the tax situation would be a big pain, but usually the payroll departments handle the deductions for you. My husband works in Cinci, and we live in KY, and his place of employment deducts the taxes. IMO, you don't have to "file" taxes unless you owe more than was taken out or need to get some back. I've not encountered that. .
Au contraire. Your employer withholds taxes in the community where you work in most cases. You are responsible for filing in your city of residence.

Since YOU do not live in Ohio, you have not encountered it. I have encountered it in many areas of Ohio.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Options
X
Data:
Loading data...
Based on 2000-2016 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Ohio > Cincinnati
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2018, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top