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Old 05-20-2012, 01:59 PM
 
2,886 posts, read 3,961,890 times
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Quote:
Originally Posted by kjbrill View Post
So what are you saying? Do people in KY doing public works work for less than workers in Ohio? Does aslphalt cost less in KY? Do KY teachers make less than their counterparts in Ohio? Just what do you attribute the so-called lower tax rates in KY to?
I'm completely unqualified to discuss the comprehensive comparative picture of public finance in Ohio vs. Kentucky. Not even sure where you'd look for such an analysis.

I can say, though, that Kentucky has a fraction of Ohio's population, obviously does not have to provide public services on the scale which Ohio does, and relies more heavily on other sources of funding than the tax on real property.
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Old 05-20-2012, 06:13 PM
 
Location: New Albany, Indiana (Greater Louisville)
9,598 posts, read 20,508,110 times
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Quote:
Originally Posted by kjbrill View Post
So what are you saying? Do people in KY doing public works work for less than workers in Ohio? Does aslphalt cost less in KY? Do KY teachers make less than their counterparts in Ohio? Just what do you attribute the so-called lower tax rates in KY to?
Ohio has many cities that have lost HUGE percents of their population since 1960. But even a street where half the houses are abandoned still must have fully maintained infrastructure even if 50% fewer people still live on that street. So the state must maintain underpopulated areas while also providing for fully populated and newly developed areas. Also consider the expansion freeway system needed to move people 20 miles to work everyday. It's a huge drain on the tax base. Kentucky (and other states in the South and also the West) only has a handful of areas with significant urban population decline so we deal with less of this problem.
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Old 05-20-2012, 09:09 PM
 
Location: Mason, OH
9,259 posts, read 13,395,175 times
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I decided to take a closer look at my property tax. It breaks down as follows:

. I am paying $46.40 per thousand on the tax accessed value or 4.65%. If you look at the property tax versus true market value of the house it is 1.62%. I am getting a senior citizen homestead reduction equal to $488 or about 16.8% of the total.

. The local school district is getting 71.4% of the tax. The county vocational schools are getting 3.3%.

. The county itself (Warren) is getting 11.3% and the city (Mason) 10.6%

It is quite easy to see where the bulk of the property tax goes - to the schools.

When it comes to other taxes, Sales Tax, State Income Tax, etc. that is a different story. Years ago we were told the lottery would fund the schools. What a crock that was. I guess we are now to believe the casinos will do the same, another crock. The state keeps cutting back on the support of the local schools. They seem to absolutely refuse to address the school funding situation which has been declared illegal several times by the Ohio Supreme Court. As the state gets squeezed by the economy, they simply reduce the state funding to the schools.

It is time we put the State Legislature in the came category as the Federal Congress. A bunch of politicians who need to learn how to work for a living. Do you realize they have their own sweetheart retirement system just like the Feds do?
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Old 05-21-2012, 10:02 PM
 
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I live in Texas and my property taxes a significantly higher than they were when I was in Ohio. I pay nearly 10k a year living in Pearland, Texas on a house valued at 285k. In Columbus, Ohio on a house valued at 177k I paid just over 3k. My wife and I are moving back to Columbus in July so I will be able to have an up to date comparison in a few months.
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Old 05-22-2012, 06:07 AM
 
1,556 posts, read 1,467,632 times
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Originally Posted by bam989863 View Post
I live in Texas and my property taxes a significantly higher than they were when I was in Ohio. I pay nearly 10k a year living in Pearland, Texas on a house valued at 285k. In Columbus, Ohio on a house valued at 177k I paid just over 3k. My wife and I are moving back to Columbus in July so I will be able to have an up to date comparison in a few months.
Property taxes are higher in Texas because there's no payroll tax. I have the distinct feeling that outside of IL, MA, NY, and NJ (all heavy public union states) we all pay about the same amount of state taxes at the end of the day.
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Old 05-22-2012, 03:30 PM
 
Location: Mason, OH
9,259 posts, read 13,395,175 times
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Quote:
Originally Posted by flashes1 View Post
Property taxes are higher in Texas because there's no payroll tax. I have the distinct feeling that outside of IL, MA, NY, and NJ (all heavy public union states) we all pay about the same amount of state taxes at the end of the day.
I understand if Texas has no state income tax their property tax is higher. So what, if anything, does Texas do to cushion the bill to their senior citizens? As I stated earlier, Ohio grants a Homestead Exemption to their senior citizens which amounts to taking $25,000 off the fair market value of the property before the property tax is appliied. To me, that equates to a $488 annual reduction in property tax. All small favors are appreciated.

As a retired senior citizen, the Ohio income tax is relatively low. Yes they tax me on my pension income plus the IRA distribution I am required to take. But at least they do not tax me on the Social Security like the Feds do.

But, if I lived in Texas, with no state income tax, how much more would I be paying in property tax as a senior?

If have heard some states drop the school portion of the property tax after age 65. Does anyone have any specific knowledge of this, or is it just a popular rumor? I would love to live in a state where seniors were absolved from school property taxes.
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Old 05-23-2012, 10:08 AM
 
1,556 posts, read 1,467,632 times
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Originally Posted by kjbrill View Post
I would love to live in a state where seniors were absolved from school property taxes.
I'm sure you would, just as a relatively young and healthy person, I would LOVE to live in a state where young people were absolved from old people's health care and nursing home expenses (Medicare?). I spend less than $1,000 per year in health care expenses which is probably less than a weeks worth a pills that you pop.

You can't have it both ways.
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Old 05-23-2012, 12:59 PM
 
Location: Mason, OH
9,259 posts, read 13,395,175 times
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Quote:
Originally Posted by flashes1 View Post
I'm sure you would, just as a relatively young and healthy person, I would LOVE to live in a state where young people were absolved from old people's health care and nursing home expenses (Medicare?). I spend less than $1,000 per year in health care expenses which is probably less than a weeks worth a pills that you pop.

You can't have it both ways.
First of all, Medicare does not pay for nursing home expenses other than short rehabilitation periods following a major hospital stay. Second of all, Medicare is paid into by every working person for their entire career. Like Social Security, if the government didn't mess it up there should be more than enough to cover the expenses. What you are paying in should be there to cover your old age medical expenses, not someone elses. Just like Social Security, don't blame the old people if you never see it, blame the govenment who abused it.

And once you are eligible for Medicare doesn't mean you no longer pay. Between the wife and I, our Medicare Part B premiums, our supplemental insurance, and the Part D Drug insurance is a hefty sum of money. So don't act like we are living off the young people. Frankly, if I didn't have a reasonable pension we could not afford it.

I am fortunate to not pop any pills currently. So my insurance premiums are going to support someone else.

There are states which absolve seniors from having to pay property tax for schools. I just don't happen to live in one. But I do happen to believe in it. I paid my dues for a lot of years, but I believe there is a time when I should not be expected to continue.

If you want to get on a bandwagon, then learn the difference between Medicare and Medicaid. As I said, most people on Medicare have paid into it for their entire working careers, and deserve every dime they collect, as should you in the future.

Medicaid is the social program for those who have no health insurance and cannot afford any. It is not limited to seniors. This is the program in which costs are skyrocketing out of control. Medicaid is a federaly mandated program but administered by the individual states. It is bringing the states to their knees. I am frankly amazed how many people do not recognize there are two programs Medicare and Medicaid. They are considerably different, but maybe since they both start with Medi are lumped together.
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Old 05-23-2012, 01:24 PM
 
1,556 posts, read 1,467,632 times
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Quote:
Originally Posted by kjbrill View Post
First of all, Medicare does not pay for nursing home expenses other than short rehabilitation periods following a major hospital stay. Second of all, Medicare is paid into by every working person for their entire career. Like Social Security, if the government didn't mess it up there should be more than enough to cover the expenses. What you are paying in should be there to cover your old age medical expenses, not someone elses. Just like Social Security, don't blame the old people if you never see it, blame the govenment who abused it.

And once you are eligible for Medicare doesn't mean you no longer pay. Between the wife and I, our Medicare Part B premiums, our supplemental insurance, and the Part D Drug insurance is a hefty sum of money. So don't act like we are living off the young people. Frankly, if I didn't have a reasonable pension we could not afford it.

I am fortunate to not pop any pills currently. So my insurance premiums are going to support someone else.

There are states which absolve seniors from having to pay property tax for schools. I just don't happen to live in one. But I do happen to believe in it. I paid my dues for a lot of years, but I believe there is a time when I should not be expected to continue.

If you want to get on a bandwagon, then learn the difference between Medicare and Medicaid. As I said, most people on Medicare have paid into it for their entire working careers, and deserve every dime they collect, as should you in the future.

Medicaid is the social program for those who have no health insurance and cannot afford any. It is not limited to seniors. This is the program in which costs are skyrocketing out of control. Medicaid is a federaly mandated program but administered by the individual states. It is bringing the states to their knees. I am frankly amazed how many people do not recognize there are two programs Medicare and Medicaid. They are considerably different, but maybe since they both start with Medi are lumped together.
You're looking to avoid paying for young kids' education just like I'm looking to avoid paying for old peoples' health care expenses. We're both trying to do the same thing. Keep government out of our lives. Quite frankly, I don't think anyone should pay for anyone's education unless they choose to pay for it....why do you think old people should get to avoid paying for public education but you want us working class people to foot the bill plus pay for your nursing home expenses and $50 per pill expenses??????? That makes no sense.

Medicare/Medicade is welfare..purely and simply...living off the government's dime. I don't think the working class should pay for old people's health insurance. No geezer's paying mine! I take care of my people.....you take care of your people. The old people (and public unions) are bankrupting my beloved state. Now the old people don't want to pay for public education???? Laughable...but sad. Double standard. It's okay for everybody else to pay taxes....everyone but me.....the mantra of the White House....Geitner, Charlie Rangel, et. al.

I'd move to Singapore like the Facebook guy if I could too.
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Old 05-23-2012, 03:13 PM
 
Location: Mason, OH
9,259 posts, read 13,395,175 times
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Flashes1... Somewhere along the line you have confused pure government walfare with pay as you go programs. Social Security and Mediacre were never intended to be welfare programs. They were intended to be like a national insurance program in which everyone would participate. The fact the federal government has bsstardized them does not change the original intent.

Medicad is a pure government welfare program. It is designed to pay for people who cannot pay, that is welfare to me anyway you want to cut it.

I would just like to separate pure welfare programs from those which millions of people have paid into for most of their lives and should expect an equitable return. Social Security and Medicare are not welfare programs. They are government established retirement insurance programs which we have all paid into and damn well should expect a return.
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