1. Internet - I use Zoomtown. I am more than attached at the hip to my computer - my livelihood depends on it. There are times, particulary at 2:00 A.M., that I really need to have my internet connection up and running. Zoomtown does an excellent job at that. However, another post of yours indicated that you are looking at living in Westwood. If that is the case, you should be aware that you may not be able to achieve the full advantage of DSL.
I live in Bridgetown (a Western Hills Community). When I complained about the speed of my service not being as fast as Road Runner, I was told that it was because of old infrastructure; that my telephone service was coming from Sayler Park and that was the best that they could do. But honestly, speed is not really too much of an issue. I have two computers sharing the same DSL connection via a router and response time is fine. If I have to upload or download a large file (20+ Meg), it takes a bit longer than I would like.
I have had friends with Road Runner and have heard mixed results. I think cost and reliability were the big issues there.
As for Duke, my daughter uses "Current" from Duke energy and is very happy. It is reliable and fast. Certainly worth looking into.
2. Television Providers - Time Warner has its monopolist grip on the throats of Greater Cincinnati. Every year they increase their rates two or three dollars without a corresponding improvement of service or selection. The last straw for me was their cavalier dismisal of customer request for the Big Ten network in the basic tier. I would definately look into a dish.
3. Budget Billing - I tried budget billing many years ago - didn't like it. It was supposed to prevent nasty surprises in my utility bills. What it did was trade a number of little nasty (and sometimes nice

) surprises during the year for one LARGE NASTY surprise at the end of the year. The best you can hope for is a smaller than normal bill when you "settle up" with them at the end of the year; this just means they have had the interest free use of your money -
The best advice I would give you is to insulate the heck out of your place and don't worry about playing games. You know the old saw, "you can pay me now or pay me later".