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Old 01-30-2016, 10:01 PM
 
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I'm a loan officer and Forest Park and Tri-County are crap. Most people have bad credit and no equity. I make my money from West Chester and Mason. The area north of Cincinnati an south of Dayton is the future. Not reliving the glory days of the 90s on Chester Road in Tri-County.
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Old 01-30-2016, 10:04 PM
 
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^Mason is fine, they have strong community support, great services, and make good investments in their schools.

None of this is true in West Chester. It's declining, it's a fact, plain and simple. We can argue it all night, but if you can't see the truth then I don't have much else to say.
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Old 01-30-2016, 10:05 PM
 
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I get most of my business from my West Chester branches and nothing from Tri-County.
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Old 01-30-2016, 10:07 PM
 
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Great. So why are you here complaining about Tri-County? If you can't see the fact that the bulk of West Chester is no different than Tri-County, then I can't help you.
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Old 01-30-2016, 10:14 PM
 
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Because Tri-County is a far cry from the 90s and early 2000s. West Chester is emerging with new places like Liberty Township Mall and Tri-County Mall is dying. When you drive though it, you see a lot of businesses closed and it looks downtrodden. I see a dead Forest Fair Mall, a closed Buffalo Wild Wings, a strip mall with every space empty except FitWorks, a Chinese buffet, and a black barber shop that specializes in corn rows and African American styles. Even the Subway in front of Walmart at Parkwood Plaza closed...and they offered $5 footloose for all of their sandwiches. You remind me of my branch manager trying to convince me that Forest Park and Tri-County are not dying. The proof is in the pudding.
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Old 01-30-2016, 10:26 PM
 
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^Liberty Center is in LIBERTY TOWNSHIP. Not West Chester.

Great that you see downtrodden businesses. Most communities have them.

Take a look at the corner of Union Centre and 747 if you want to see a lot more of those. Or anywhere on US 42.

Believe what you want, but West Chester has its writing on the wall. Forest Park and Fairfield and Springdale and Sharonville.... all of those haven't changed much in the past 5 years. They have reached where they are going to be, save another economic crisis or catastrophe.

West Chester is going to go where they are now. It's simple, really, to see that. I don't understand why we are arguing over this simple, basic fact.

If you are looking for higher income people, go to Mason, Morrow, Lebanon, Sycamore Schools, Clermont Co., or inside city limits. The gravy train is running out on the brick ranches and cheap '90s build Fischer Homes of West Chester.
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Old 01-30-2016, 10:33 PM
 
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I'm also considering Voice of America Park area. Tri-County Mall be closed in a few years, so it will get worse there. Looking more like parts of Detroit every year. And I go to Kona Grill at Liberty Mall and the place is packed with Tri-County eschewing people spending money.
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Old 01-30-2016, 10:40 PM
 
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The point is that there is a migration of people moving to the north of Cincinnati and south of Dayton resulting in the strongest population growth in the Greater Cinti Area. Could be another Dallas-Fort Worth in the future.
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Old 01-30-2016, 10:46 PM
 
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Again, you're locating in an area with sky high rent that can't even support a school levy or road improvements, on infrastructure that is largely reaching the end of its useful life cycle.

I suggest that you take some more time and think about what you're buying into. My guess is you would not recoup the large rent premium for the luxo-space you would have in West Chester for whatever additional sales you expect to have, especially if your branch manager knows your target demographic. More per capita income doesn't always equal more sales, ask Walmart, McDonald's, or Campbell's Soup if you don't believe me. Look at who your company advertises to, how they target them, who is in their ads, and go where those people would be. If you're in payday loans, you might be right - but I'd move along US 42, by Big Lots in Tylersville, at Tylersville and Cin-Day, Beckett Ridge, or 747 and Union Centre - places where people would need these services. Not by Liberty Center.
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Old 01-30-2016, 10:49 PM
 
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Quote:
Originally Posted by Belem148 View Post
The point is that there is a migration of people moving to the north of Cincinnati and south of Dayton resulting in the strongest population growth in the Greater Cinti Area. Could be another Dallas-Fort Worth in the future.
As much as we like to think that will happen here, we've been having the same discussion in this area for over 20 years now and there has not been any massive growth. Very piecemeal, but that's because this region and Ohio as a whole has a slow to near zero growth rate. Plus, more growth now is happening in revitalization, especially for Cincinnati.
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