You shouldn't feel worried about 4th St. at all ... actually, I'd find it odd if there were never any robberies in a large city.
Here's a copy & paste from another thread:
Take it from someone that's lived in Downtown. I think HuskerDu also lived downtown (although in a much more lower-class apt. ... 4th & Plum ... lol, j/k).
Check out Towne Properties ... these folks bend over backwards for their tenants. Seriously. Call the Downtown office and ask for Danč. Lived in the Shillito for 2 1/2 years. Every month they throw a get together at the rooftop pool or rent out a bar/restaurant and give you a couple of drink tickets. It's a great way to meet your neighbors ... something that the burbs lack.
I've met people from London, Scotland, NYC, and Chi-town ... everyone that I've met loves living Downtown.
Also, when you move Downtown and work Downtown, your auto insurance can be changed to a "leisure" status ... meaning that it's reduced to an extremely small monthly payment.
Nightlife is amazing DT. When you're stuck at a redlight for 2 cycles because of traffic ... this isn't a sign of a lack of nightlife, wouldn't you agree? Call me crazy, but 40+ restaurants/bars in 3 years also isn't a sign of a "dead" downtown.
Cons:
Lack of an extensive grocery shopping options. DT Walgreens do usually carry more than suburban locations, such as fruit and dairy products, but that plus Finlay Market help out. If someone asked me where I grocery shop, I ask them where they grocery shop. However, I've read that a 35,000 sq. ft. grocery store will be added at the Banks?
We need more pub-like bars.
We need a movie theatre.
We need a DT bowling alley.
Most American DT's are not 24/7 DT's, thanks to American's aside from NYC. If we can ever be compared to NYC, I'll rejoice. You get my point.
Downtown Cincinnati is extremely safe, thanks to someone/cops always passing by whether it's 4 am or 8 pm.
Most DT garages have gates that come down or up based on a magnetic key pass that's about the size of a credit card. It you're a DT resident, your apt. will usually offer you a hefty monthly discount. If you're smart, you can rent your space during football season ... stretch your dollar, you know what I mean?
Your new best friend is this site:
Downtown Cincinnati Incorporated :: Living Here