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Old 09-14-2016, 11:23 AM
 
18 posts, read 17,354 times
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Our family wants to move. We are ready to pull up roots in about a year or two and move from Front Royal, Virginia, to the coastal region of NC or SC. We are looking at everything from South of Myrtle Beach to Topsail. We love OBX, but found it to be a bit too pricey for the family to move there, and too much of a summer community that goes to sleep in the winter.

We are driving down to Surfside Beach, SC, in two weeks to visit friends, and look over the area as a possible place to relocate. However, we have our concerns, whether we can acclimate to the more crowded environment in that area. We plan on coming back through the Wilmington area, and perhaps stay for a day or two. Hampstead recently moved near the top of our list as possible place for our relocation. We like the rural dynamics of where we currently live, but want to be closer to the ocean, and NC offers benefits to retirees that are favorable to us.

Our current area appears similar to Hampstead, maybe not quite as remote, but the closest city is also 15-20 minutes away, Winchester, Virginia. Myself, my wife and her two siblings all want to move into the same area together, we are all retired. The idea situation, we are thinking, may be to find property to purchase, and have new houses built when we are ready to move.

We want to be close enough to the beach, 30 minutes or less, but far enough away that a storm surge will likely not be a major concern. A nearby place to launch a boat is a plus, boating and fishing are on the agenda . A decent sized property. Maybe an 1/2 acre to an acre for each house would be good, and no HOA, Covenants, or Restrictions is a strong plus.

We have questions about the utilities, insurance and other costs of living. Is there a municipal water and sewage system, or is it Well and Septic? How is the internet/cable/phone service? We currently have cable for our TV, Phone and 100 MPBS Internet that works great. What's available in Hampstead? What about property taxes? Are there yearly vehicle taxes? We are sort of poking around in the dark here, so any insight would be helpful.

Are there other places in the region we should look at?

Thanks, Jim
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Old 09-14-2016, 11:34 AM
 
6,800 posts, read 4,438,238 times
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I'd recommend you look at Brunswick County, NC. It meets all your criteria.
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Old 09-14-2016, 11:58 AM
 
Location: Sneads Ferry, NC
11,253 posts, read 19,786,471 times
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Quote:
Originally Posted by ab4d View Post
Maybe an 1/2 acre to an acre for each house would be good, and no HOA, Covenants, or Restrictions is a strong plus.

We have questions about the utilities, insurance and other costs of living. Is there a municipal water and sewage system, or is it Well and Septic? How is the internet/cable/phone service? We currently have cable for our TV, Phone and 100 MPBS Internet that works great. What's available in Hampstead? What about property taxes? Are there yearly vehicle taxes?
1. Municipal water and sewer are available in developments. However, if you are wanting 1/2 to one acre for each house, you would probably looking at undeveloped land, where you would have to put in your own septic system. Depending on what road you were on, you might have public water but not sewer.

2. You can find usual cable, telephone and Internet providers by using Google. Comcast or Time-Warner dominate the market and bundled services are often the cheapest. If you are out in the country, you might not have broadband, but only DSL from CenturyLink.

3. The property tax rates are available on the Pender County website: Pender County, NC : Tax Rates

The Pender county mill rate is .685, and the addon for Hampsead is about .09. There are other add-ons for the local fire department, trash collection and EMS. It is hard to generalize how much tax you would pay without knowing the exact address and the value of the house. A rough estimate for a nice house is $1800-3000/ year.

4. Yes we do have personal property taxes on cars, typically less than $200/year.

5. Typically, you will only have electricty for heating and cooling, no natural gas is available. Those bills are not cheap, and the state adds on 7% sales tax. We typically paid $250/month this summer, and under $300/month in the winter.

Last edited by goldenage1; 09-14-2016 at 12:14 PM..
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Old 09-16-2016, 10:10 AM
 
18 posts, read 17,354 times
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Thanks for the responses. We are planning to spend a few days looking over the whole region. Most of the costs mentioned, are less or close to what they are here where we live So nothing detrimental. We'll just have to feel our way around, and see what we like.

Jim
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Old 09-17-2016, 06:24 AM
 
Location: Southeastern North Carolina
1,812 posts, read 3,282,378 times
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Quote:
Originally Posted by goldenage1 View Post

5. Typically, you will only have electricty for heating and cooling, no natural gas is available. Those bills are not cheap, and the state adds on 7% sales tax. We typically paid $250/month this summer, and under $300/month in the winter.
What the hell do you keep your thermostat set on? For a 1600 square foot house, my electric bills have been $100 or less in the summer, same for winter. My thermostat is set to 80 in summer and 70 in winter.
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Old 09-17-2016, 06:42 AM
 
Location: Sneads Ferry, NC
11,253 posts, read 19,786,471 times
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Quote:
Originally Posted by Ellise View Post
What the hell do you keep your thermostat set on? For a 1600 square foot house, my electric bills have been $100 or less in the summer, same for winter. My thermostat is set to 80 in summer and 70 in winter.
We have a 3400 SF house, and we keep the thermostat at 77 in summer and 69 in winter. We are with Jones-Onslow EMC, so the rates may be different.
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