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Old 08-04-2017, 09:44 AM
 
Location: Southport, NC
3,802 posts, read 9,729,481 times
Reputation: 4322

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We recently purchased a home in the Southport area, not in a flood zone. Quotes for homeowners insurance seem high to me, even though I knew they would be a bit higher with the added wind/hail protection. Home is 2 years old, 2000 SF and quotes so far have been $1500 - 2000/yr.


We currently pay only $900/yr in the Raleigh/Durham area.
Do you find these rates reasonable?
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Old 08-04-2017, 10:26 AM
 
Location: Sneads Ferry, NC
11,251 posts, read 19,782,454 times
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Quote:
Originally Posted by ljd1010 View Post
..... Home is 2 years old, 2000 SF and quotes so far have been $1500 - 2000/yr.

We currently pay only $900/yr in the Raleigh/Durham area.
Do you find these rates reasonable?
Yes, it sounds realistic. We pay over $2600 for a home of 3400 square feet. We have it through Universal Property and Casualty, found through a Farm Bureau broker. It is a better rate than we found through State Farm or the other big firms.

Obviously, the wind/hail coverage costs a lot. We paid only $800/year in Maryland.
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Old 08-04-2017, 11:11 AM
 
6,800 posts, read 4,438,238 times
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Sounds about right. My house is closer to the water, about the same size, much older and I think my insurance is about $1,700. Get a quote from Carr Insurance, if you haven't already.
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Old 08-04-2017, 11:37 AM
 
Location: Southport, NC
3,802 posts, read 9,729,481 times
Reputation: 4322
Thanks Goldenage1 and BC1960!! Tried to rep you both but I have to spread the love....
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