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Old 08-07-2017, 07:04 AM
 
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We are thinking of relocating to New Bern, but have read some things here about homeowners insurance being really high, wondering if someone could give me a general idea of costs? Also do you need flood insurance in this area?

Thank you
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Old 08-07-2017, 07:46 AM
 
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The need for flood insurance is house specific, you can't generalize about its need. I live further down the coast and my homeowners insurance is about $1,700 per year, no flood insurance.
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Old 08-07-2017, 08:47 AM
 
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Ok thx!
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Old 08-07-2017, 07:44 PM
LLN
 
Location: Upstairs closet
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I live in NB, no flood insurance and I don't even know what my insurance is. If it was bad, I would probably remember/know. Good luck.
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Old 08-09-2017, 12:30 PM
 
Location: Eastern NC
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I live down highway 70 just outside of new bern and I don't have flood insurance and my insurance is under $1000. It all depends on where you live and the cost of your house.
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