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Old 06-28-2008, 06:42 PM
2 posts, read 3,068 times
Reputation: 10


I have lived at my home with my family for almost 4 years and about 2 years ago half the people in our subdivision decided to create a home owners association. My question is this if we did not receive a covenant when we bought our house do we still have to abide by the home owner association laws. They have put a lien on my property for unpaid fees over 2 years. I am thinking about counter suing them for unfair debt practices. I have not received not one certified letter claiming fees owed nor do I have a copy of the covenant. Any help I would appreciate it . You can email me if you like.
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Old 06-28-2008, 07:17 PM
Location: Eastern NC
19,527 posts, read 17,776,450 times
Reputation: 17321
I would too. From what i understand, unless you signed a paper declaring the assoc. when you bought the house, you are not liabile for the fees. you may want to check with a reastate attorney first though.
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Old 07-14-2008, 10:40 PM
56 posts, read 122,767 times
Reputation: 29
how did they get a lien on your home. they must go to court to get that. and a lien must be on file with the register of deeds. forget about the unfair debt collection they are not a debt collector. if there is no mention of a hoa in your restrictions of ever belonging to a hoa then the association is volunteer .whats the name of the association and where is it located. tlw499@earthlink.net
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Old 07-15-2008, 05:07 PM
57 posts, read 246,290 times
Reputation: 47
If you did not sign anything agreeing to a HOA I would call a real estate attorney.
If it wasn't there when you purchased your home as I understand it the HOA would be voluntary.
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