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Old 09-13-2009, 04:39 PM
 
Location: Tennessee
665 posts, read 1,749,133 times
Reputation: 220

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what are some good , safe coastal towns that are AFFORDABLE, not too rural!
I would like an idea of ones not too far from the water. I miss the ocean terrible but am just looking into options in the future. Thank you VERY MUCH!
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Old 09-13-2009, 05:36 PM
 
Location: Tejas
263 posts, read 975,668 times
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Quote:
Originally Posted by phyll View Post
what are some good , safe coastal towns that are AFFORDABLE, not too rural!
I would like an idea of ones not too far from the water. I miss the ocean terrible but am just looking into options in the future. Thank you VERY MUCH!
Generally speaking, closer to the water = more expensive. What would you consider affordable? Less than $1,000,000? Less than $250,000? You have to consider the cost of flood and wind insurance as well as the property tax. Insurance and taxes are never going to become less expensive.

What is too rural? Population less than 500,000, 50,000, 5,000?

How far is too far? Within 30 minutes? Two hours or less?
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Old 09-13-2009, 06:17 PM
 
Location: Tennessee
665 posts, read 1,749,133 times
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[quote=goi_cuon;10742458]Generally speaking, closer to the water = more expensive. What would you consider affordable? Less than $1,000,000? Less than $250,000? You have to consider the cost of flood and wind insurance as well as the property tax. Insurance and taxes are never going to become less expensive.

What is too rural? Population less than 500,000, 50,000, 5,000?

Ho

w far is too far? Within 30 minutes? Two hours or less?[/QUOTE


I am probably being unrealistic , under 250,ooo, not a real small town but not a massive city.... the beach, maybe 1/2 hr away?, keep dreming huh? Thank you for your post
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Old 09-13-2009, 06:37 PM
 
214 posts, read 737,538 times
Reputation: 128
[quote=phyll;10742983]
Quote:
Originally Posted by goi_cuon View Post
Generally speaking, closer to the water = more expensive. What would you consider affordable? Less than $1,000,000? Less than $250,000? You have to consider the cost of flood and wind insurance as well as the property tax. Insurance and taxes are never going to become less expensive.

What is too rural? Population less than 500,000, 50,000, 5,000?

Ho

w far is too far? Within 30 minutes? Two hours or less?[/QUOTE


I am probably being unrealistic , under 250,ooo, not a real small town but not a massive city.... the beach, maybe 1/2 hr away?, keep dreming huh? Thank you for your post
Actually Phyll, it is not unrealistic in this current market to find something under $250,000 on the coast or close to it.
However, as a Buyer it will be up to you to get your ducks in a row.
Are you qualified for the $8,000. tax credit, this is due to expire 12/1/09?
Have you gotten pre-qualified by a Lender, very important step, Sellers aren't even looking at Buyers unless they are pre-qualified. What's the use, it's a waste of time for everyone.
Before you start looking get your Ducks in a Row, then contact a Buyers Agent.
Bestest, and Good Luck!!!!
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Old 09-13-2009, 08:29 PM
 
3,071 posts, read 7,831,804 times
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Havelock. Newport. I think u can get get in Morehead city, even, w/ 250K.
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Old 09-14-2009, 05:33 AM
 
Location: Tennessee
665 posts, read 1,749,133 times
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Thank you all for your help, I can understand needing to be pre-quilified in this economy,I was looking to get an idea . I was thinking about descision making in May...how is New Bern? and THANK YOU AGAIN
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Old 09-14-2009, 02:09 PM
 
Location: Cape Carteret, NC
713 posts, read 3,476,394 times
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Smile Plenty of homes, lots of choices

In general there are no real cities in Carteret County. There are 65,000 or so year round residents.

However, beach access is much better than it is up in New Bern.

The small towns of Carteret County are so close together that it is really hard to consider them individually and the shopping in Morehead City serves much of the area.

A few days down in the area will determine your tolerance for the county.

There are now small, relatively new homes priced in the $150Ks within seven or eight miles of the beaches of Emerald Isle.

The area looks fairly rural because of the 158,000 acres of the Croatan National Forest.

It is hard to beat Carteret for beaches and water access.
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Old 09-14-2009, 02:27 PM
 
Location: Jacksonville
160 posts, read 700,589 times
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If your budget is $250,000, you can get a descent home within 5 miles of the beach in basically any coastal city or town in NC. If you want to avoid the rural areas, stick with Morehead, New Bern, Jacksonville and Wilmington.
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Old 09-14-2009, 04:42 PM
 
214 posts, read 737,538 times
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Quote:
Originally Posted by NCGT View Post
If your budget is $250,000, you can get a descent home within 5 miles of the beach in basically any coastal city or town in NC. If you want to avoid the rural areas, stick with Morehead, New Bern, Jacksonville and Wilmington.
Ditto NCGT I think he's still exploring for areas? We can't help you there, best come down an visit for awhile.
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Old 09-14-2009, 07:37 PM
 
Location: Raleigh, NC
10,403 posts, read 19,455,627 times
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Quote:
Originally Posted by macjr82 View Post
Havelock. Newport. I think u can get get in Morehead city, even, w/ 250K.
Havelock is the armpit of the area--don't go there! Military town and all its "accoutrements", pretty much nothing else there.
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