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Is your step daughters mother being added to the FAFSA at all? If the parents are divorced (I assume they are, since you are in the picture), DO NOT put the birth mother on the FAFSA. Whoever claims your step daughter needs to fill out the FAFSA.
My freshman year I put my father on my FAFSA but I was not his dependent. Big mistake, I didn't get any grants or aid. Best of luck to you and your daughter!
ChiGuy2,5
Please please please your information is incorrect. It has nothing to do with who claims you and who you put on the FAFSA.
If the girl lives with dad and stepmom their financial info is put on the FAFSA., even if mom claims her. If the girl lives with her mom ,she uses mom's info. (IF there is a stepdad) his info would be included, but only if she lives with them.
I will get the exact wording tomorrow and post it here so you can exactly what the FAFSA form says about whose information to use. But again, I emphasize, it has nothing to do with who claims you on taxes.
Is the non-custodial parent required to help pay for college?
The Federal government does not consider the income and assets of the non-custodial parent in determining a student's financial need. However, it does consider child support received by the custodial parent.
No the mom is not inthe picture. Contributes nothing. We were also told that FAFSA was based on income, but I'm not understand why she didn't qualify. Anyway, we are in the process of appealing.
No the mom is not inthe picture. Contributes nothing. We were also told that FAFSA was based on income, but I'm not understand why she didn't qualify. Anyway, we are in the process of appealing.
You don't qualify for FAFSA... it is a form you fill out.
Great news. Campus financial aid centers are really great resources, and are usually very willing to sit down with student (and families) to research what options (loans and more) are available.
Just - please - avoid private loans at all costs. They don't qualify for the federal loan repayment programs and can be a terrible burden for students to attempt to get out from under. (more so than the federal loans)
Truer words have never been spoken. Most financial aid counselors want to help out and are very welcoming. And student loans (especially Sallie Mae) should be avoided at ALL cost.
Pupmom said: One rule of thumb to keep in mind - if your daughter takes out $5500 in loans the payment when she leaves school or graduates is roughly $55 per month for 10 years. If you took a parent plus loan for her it is the same basis- say you loan $9500- the repayment would be approx. $95 per month for 10 years- can you/she afford this repayment when she graduates.
YIKES! Does that mean if you have $55,000 in loans you will pay $550 a month for 10 years ? ! ?
Pupmom said: One rule of thumb to keep in mind - if your daughter takes out $5500 in loans the payment when she leaves school or graduates is roughly $55 per month for 10 years. If you took a parent plus loan for her it is the same basis- say you loan $9500- the repayment would be approx. $95 per month for 10 years- can you/she afford this repayment when she graduates.
YIKES! Does that mean if you have $55,000 in loans you will pay $550 a month for 10 years ? ! ?
they will stretch out your repayment term if you have that much
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