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Old 06-25-2012, 07:56 AM
 
Location: Underneath the Pecan Tree
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Default Taking a semester off

I'm planning on taking a semester off just to focus on working to get up my finances and than return back to school. However, I know the grace period is 6 months. What if I'm not attending summer school and skip out on the fall semester?? That would be over 6 months of not attending school. Is the summer included within the 6 months?
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Old 06-25-2012, 08:34 AM
 
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is that a policy specific to your school? if so you should really ask them about it. did you already register for fall classes?
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Old 06-25-2012, 08:41 AM
 
Location: Space Coast
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You'll get a more accurate answer by asking your school rather than here, since policies can vary among universities.
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Old 06-27-2012, 07:43 AM
 
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I have no idea what kind of grace period you are asking about.
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Old 06-27-2012, 08:09 AM
 
Location: southwestern PA... where the nest is now empty!
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Quote:
Originally Posted by blkgiraffe View Post
I'm planning on taking a semester off just to focus on working to get up my finances and than return back to school. However, I know the grace period is 6 months. What if I'm not attending summer school and skip out on the fall semester?? That would be over 6 months of not attending school. Is the summer included within the 6 months?
What grace period?
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Old 06-27-2012, 08:21 AM
 
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Quote:
Originally Posted by Pitt Chick View Post
What grace period?
I believe the Op is speaking about the 6 month "grace period" provided with federal student loans. When a student doesn't enroll in classes the following semester, they are given 6 months to get on their feet so to speak before student loan payments are first due. Loans still collect interest during this time, but they are not required to be paid.

If I were the OP, I wouldn't take a semester off beyond the summer. I know far too many people who haven't returned after doing so. Do yourself a favor, take even part-time classes (3 or 6 credits) just to stay in that "School Mode". It'll cost much less than full time and you can devote some more time to working and straightening finances.
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