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It is all relative to income. 50k in loan debt is not a lot if you make 100k.
You're arguing with someone who's already decided they aren't going to college and is now making any excuse they can to justify their ignorance through life.
You're arguing with someone who's already decided they aren't going to college and is now making any excuse they can to justify their ignorance through life.
I am in community college but not going to a university. I'm just going to go as far as getting my AA degree which will be in May. The fact that my fiancee and I are going to start a family within the next few years is a reason for me not go to university. However I wouldn't mind going to a university to get a degree in real estate but that'll probably be in the far future.
Do you consider anyone who doesn't want to go to college to be ignorant?
It is all relative to income. 50k in loan debt is not a lot if you make 100k.
A lot of people I know who went to college are still jobless and living at home at past 23. Many of them are also working at what they consider to be "mediocre jobs".
I also already have a job as a carpenter and am making ample money through this. But I wouldn't mind being one or working as a plumber or an electrician, etc for the rest of my life. They're jobs that can't get shipped overseas.
There are also lots of other jobs people can get without degrees in my state and region of the country.
It is great if someone can afford to go to college, but most people can't afford it. Most of my graduating class who went straight to university were from wealthy families so they don't have to worry about debt as much as the average middle or lower class person does.
Putting it another way, I didn't use one second of my 6 quarters of calculus or hundreds of hours of studying physics, chemistry, etc. I'm just sayin...
A lot of people I know who went to college are still jobless and living at home at past 23. Many of them are also working at what they consider to be "mediocre jobs".
I also already have a job as a carpenter and am making ample money through this. But I wouldn't mind being one or working as a plumber or an electrician, etc for the rest of my life. They're jobs that can't get shipped overseas.
There are also lots of other jobs people can get without degrees in my state and region of the country.
That is almost the same story that I heard 35 years ago.
My friends were all working at the local GM plant right out of high school. They were all making $30-35k right away and living a pretty healthy lifestyle. They were all teasing those of us in school as we were spending a lot of money on school and were making about half of what they were making. (My father had worked at the plant when he was out of high school and told me to steer clear.)
Then, something happened. GM closed the plant moving the production to another plant. Since they were low in seniority, they had no other opportunities to relocate to another GM plant. And since they had a pretty high lifestyle and limited marketable skills, a lot of them to this day are not making all that much.
Meanwhile, many of us are doing a whole lot better and have for years.
That is almost the same story that I heard 35 years ago.
My friends were all working at the local GM plant right out of high school. They were all making $30-35k right away and living a pretty healthy lifestyle. They were all teasing those of us in school as we were spending a lot of money on school and were making about half of what they were making. (My father had worked at the plant when he was out of high school and told me to steer clear.)
Then, something happened. GM closed the plant moving the production to another plant. Since they were low in seniority, they had no other opportunities to relocate to another GM plant. And since they had a pretty high lifestyle and limited marketable skills, a lot of them to this day are not making all that much.
Meanwhile, many of us are doing a whole lot better and have for years.
That was 35 years ago. College wasn't as expensive then like it is today.
I think things like art and cooking schools are a scam. You don't need to spend thousands of dollars on a piece of paper to prove that you can cook or draw. It's ridiculous.
Also, there are useless majors such as English literature, fine arts, and Spanish etc. What kind of a job can you expect to get with those kinds of degrees?
Life and job experience matter more than a college degree or at least I think so. Most of the classes I would have to take at a university wouldn't translate into carpentry. There are also aren't really any majors that interest me besides real estate anyway. Astrology's another one but I would have to take too many higher level math classes.
A lot of people I know who went to college are still jobless and living at home at past 23. Many of them are also working at what they consider to be "mediocre jobs".
The important thing isn't necessarily what you're doing at age 23. It's what you're doing for your whole life.
At age 23 I was barely making a living. But at age 33 I was doing quite well, by age 43 I had passed $100k a year in income, and now at 50 I make almost $150k. I would never have reached where I am without college.
Sure in the early years my student loans seemed high. But as my career progressed they were less and less of a burden, until one day they were so trivial I paid them off without a second thought.
If you know jack about making money and saving it you can pay off 25k and the interest in 3 years, easily. but you are right, a 4 college education isn't worth jack these days, except for getting some gov't job. Consider going for just 2 years, tho, for a 4 year degree, after studying for and passing the CLEP test, or just getting a 2 year vocational degree of some sort. Either way, you can have the use of 24k of loan money, if you are careful about your classes and school. You can get $5500 a year of Pell grant for tuition and books and other fees, which covers 2 semesters at almost any junior college, and the grant does not need to be repaid. it's a great deal, IF you know what to do with that loan money. :-)
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