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I am going to need to take out a grad plus loan if I can get it next year.
I read the credit criteria and it says you cannot be 90 days late on any credit payment. Does that apply to only currently open accounts or ANY account on your credit history? I have a 150 day late from early 2012 when I was out of work but the account is currently closed and marked pays as agreed with a balance of $0.
Trying to determine if the credit check is reading CURRENTLY open outstanding accounts or the past 5 years?
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