U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Colorado > Colorado Springs
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 03-15-2014, 10:37 AM
 
20,354 posts, read 37,893,411 times
Reputation: 18163

Advertisements

Quote:
Originally Posted by Tim Kealy View Post
Falcon fire department recently had their ISO number decrease in town, but increase in the rural areas. This increased rates in the rural areas. I live north of Hodgen.
This is interesting, so I googled ISO and got Fire Suppression Ratings. I didn't know what to call them until now, but I was sure that the insurance industry had to have some sort of methodology for assigning and determining the level of fire risks in order to price their insurance products.

I've been waiting for something like increased rates to happen, given that our state constitution makes it too easy for people to vote down any tax increase which can have the effect of reducing fire department staffing, equipment and ability to respond in a timely fashion. Same for the police services. Eventually we'll get to a YOYO state, i.e., your house is on fire? sorry pal, You're On Your Own (YOYO). We either pay now (taxes) or we pay later (with higher insurance costs, more front end alignments on cars beat up by potholes, etc) but no matter what, we ARE going to pay.
__________________
- Please follow our TOS.
- Any Questions about City-Data? See the FAQ list.
- Want some detailed instructions on using the site? See The Guide for plain english explanation.
- Realtors are welcome here but do see our Realtor Advice to avoid infractions.
- Thank you and enjoy City-Data.
Reply With Quote Quick reply to this message

 
Old 09-10-2014, 11:20 PM
 
1 posts, read 574 times
Reputation: 10
We just received a letter from Allstate that they are sending out contractors to our area to "inspect" properties for hazards. We called our agent, and she said the inspections are happening industry-wide in areas that are considered "brush" areas. We own 5 forested acres in Franktown, and our insurance is over $3000 annually for a 30 year home.
I would LOVE to know who insures Karatemomx4 property!!! I am actively seeking a new insurance agency. Thanks to anyone who gives referrals!~
Reply With Quote Quick reply to this message
 
Old 09-11-2014, 08:15 AM
 
Location: Black Forest, CO
1,454 posts, read 2,091,990 times
Reputation: 1351
Quote:
Originally Posted by KinFranktown View Post
We just received a letter from Allstate that they are sending out contractors to our area to "inspect" properties for hazards.
I too have Allstate and the same thing happened to me a few years ago. I am in a wooded area, and I figured they would write up all sorts of things, but the only complaint was that I install window well covers to two of my deeper window wells. No mention to take out or trim any trees. But then this was BEFORE the Black Forest fire.
Reply With Quote Quick reply to this message
 
Old 09-12-2014, 11:05 AM
 
Location: The Springs
1,765 posts, read 1,991,080 times
Reputation: 1822
I'm an insurance agent, feel free to PM me if you need any help. The Front Range area is in the throws of mounting losses that have lasted several years in a row due to hail, fire, tornadoes, etc. Newer houses, new roofs, minimal losses and PC ratings of 2-4 is what they want. Good luck, let me know if I can help.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Options
X
Data:
Loading data...
Based on 2000-2016 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Colorado > Colorado Springs
Similar Threads
View detailed profiles of:
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2018, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top