09-30-2016, 01:14 AM
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Maybe you all can answer this for me. What, exactly, does it mean when I see a house that says: Protective Covenants & HOA in place with $300 yearly dues?
I understand what an HOA is but where I am from the HOA maintains the community swimming pool, makes you keep your grass at a certain height, and tells you what colored Christmas lights you're allowed to use in December. What would an HOA do for a property that sits on 40 acres and is ready for horses?
09-30-2016, 02:08 AM
Location: Where the mountains touch the sky
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Reputation: 1305
Westcliffe is in a gorgeous valley, has a cute little town with character and lots of horse people/horse properties. It's small though, and I don't know anything about the schools there but imagine they don't offer the opportunities of a larger town. It's about an hour and half away from Co Spgs and worth the drive if only to admire the scenic beauty of the Sangre de Cristo mountains.
09-30-2016, 08:32 AM
914 posts, read
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Reputation: 1515
Quote:
Originally Posted by
rphwrites
Maybe you all can answer this for me. What, exactly, does it mean when I see a house that says: Protective Covenants & HOA in place with $300 yearly dues?
I understand what an HOA is but where I am from the HOA maintains the community swimming pool, makes you keep your grass at a certain height, and tells you what colored Christmas lights you're allowed to use in December. What would an HOA do for a property that sits on 40 acres and is ready for horses?
Pretty much the same sort of thing, but without the pool. You usually have to get approval for any new or altered building, restrictions on the number of cars/trucks/trailers, any number of things. There may be a community building, or even a lake so that members have something to argue about.
09-30-2016, 09:00 AM
Location: Santa Fe, NM
1,835 posts, read
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Reputation: 2247
If you are thinking of buying a place that has covenants, you will have an opportunity to review them and back out of the contract if you find them unacceptable, provided you follow the contract deadlines. Make sure you receive and review a copy of the covenants, meeting minutes and financials of any HOA.
I own a parcel of land in a rural mountain community, and there is an annual HOA fee of about $400, which covers road maintenance, snow plowing, trash service (community dumpsters), maintenance of security gate, etc.
10-01-2016, 05:25 AM
11 posts, read
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Quote:
Originally Posted by
TCHP
If you were seriously considering Branson, I'd suggest going west of the Sangres and look at Monte Vista or Del Norte. Both historic San Luis Valley towns with tons of character and becoup horse properties, although property purchased out of town for livestock use will want to have water rights closely considered for your purchase. Sargent school district is fairly highly rated and is where most of the successful farmers and ranchers kids go to school in The Valley.
We actually only checked out Branson because of the wonderful 11-page thread someone started here about 5 years ago. The poster made it sound great and the idea of getting in on a place kind of at the ground level and working with the community sounded good. We were more curious than anything. We're kind of up for an adventure at this point in our lives.
And thank you for the suggestions of Monte Vista and Del Norte. I found some amazing properties there. We plan on going down that way within the next week to see what the area looks like in person.
That's actually why I started this thread. To me, these places are just names on the map or Wikipedia entries, ha ha. It starts getting overwhelming. I like getting suggestions from people who know them. I know from personal experience that the town where I was raised was wonderful. Cheap properties,friendly people,beautiful scenery, etc. However, if a person was moving to the area and wasn't familiar with it, they'd never find it crop up on any website as a "top 10" or whatever and most realtors wouldn't even think of mentioning it. (Kind of good, I guess. Nice keeping some places a secret. ;-) )
10-02-2016, 02:28 AM
Location: West of the Catalinas East of the Tortolitas
4,922 posts, read
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Reputation: 8044
Quote:
Originally Posted by
rphwrites
Maybe you all can answer this for me. What, exactly, does it mean when I see a house that says: Protective Covenants & HOA in place with $300 yearly dues?
I understand what an HOA is but where I am from the HOA maintains the community swimming pool, makes you keep your grass at a certain height, and tells you what colored Christmas lights you're allowed to use in December. What would an HOA do for a property that sits on 40 acres and is ready for horses?
Protective Covenants, Covenants, CC&R's (Conditions, Covenants and Restrictions) are basically the Rules and Regulations that the HOA and/or their attorney or the Community's developer drew up, filed with the State, and give the community structure. They really don't have anything to do with HOA Dues. Dues are collected to keep the budget in the black, to cover maintenance, legal fees, insurance for community buildings, pools, lakes, roads and operating expenses. An association usually has an audit review to make sure the finances are in good shape.
CC&R's can also include acceptable housing paint colors; roof materials, roof pitch, whether construction projects need to be run by the Architectural Committee. Some HOA's require any structure being built to have AC approval including exterior lighting or exterior screen door, what landscaping you can have and whether you need approval from a landscape committee before planting certain trees or shrubs; whether you can use household water for outside plants or animals (many don't allow it and the collection of rain water had been prohibited for centuries), the size and kind of fencing you're allowed, the kind and aggregate of domesticated animals you may have and many other restrictions.
As was said before, you will be given a copy of your CC&R's or Covenants at closing. Read them over carefully so you know whether you agree with them or not. Sometimes a community's CC&R's can be so strict as to be offputting. Other times, they are so lax and enforcement is a joke so that the community looks like a mess. There's a happy medium so make sure you can live with the CC&R's because they're the law of the land...and you're paying to keep the land nice.
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Racial diversity
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Population density (people per square mile)
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Coronavirus confirmed cases (Mar 03, 2024)
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Hospitalized patients (Apr 18, 2022)
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COVID Vaccine doses distributed (per 100k population) (Sep 19, 2023)
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COVID Vaccine doses administered (Sep 19, 2023)
Likely homosexual households (%)
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Cost of living index
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Mean house or condo value by units in structure - 1, detached ($)
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Mean house or condo value by units in structure - 2 ($)
Mean house or condo value by units in structure by units in structure - 3 or 4 ($)
Mean house or condo value by units in structure - 5 or more ($)
Mean house or condo value by units in structure - Boat, RV, van, etc. ($)
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Commute - mean travel time to work (minutes)
Travel time to work - Less than 5 minutes (%)
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Median year house/condo built
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Occupied housing units (%)
Vacant housing units (%)
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Vacancy status - Rented or sold, not occupied (%)
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Poverty status for native-born residents (%)
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Residents with income below the poverty level (%) - White
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Residents with income below the poverty level (%) - Multirace
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Air pollution - Air Quality Index (AQI)
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Air pollution - SO2
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1996 Presidential Elections Results (%) - Democratic Party (Clinton)
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2000 Presidential Elections Results (%) - Democratic Party (Gore)
2000 Presidential Elections Results (%) - Republican Party (Bush)
2000 Presidential Elections Results (%) - Other
2004 Presidential Elections Results (%) - Democratic Party (Kerry)
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2008 Presidential Elections Results (%) - Democratic Party (Obama)
2008 Presidential Elections Results (%) - Republican Party (McCain)
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2012 Presidential Elections Results (%) - Democratic Party (Obama)
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2016 Presidential Elections Results (%) - Democratic Party (Clinton)
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2020 Presidential Elections Results (%) - Democratic Party (Biden)
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Educational Attainment - No schooling completed (%)
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School enrollment - Not enrolled (%)
Median number of rooms in houses and condos
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Urban houses (%)
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Households with people 75 years and over (%)
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Mortgage status - with mortgage (%)
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Average family size - White
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Geographical mobility - Same house 1 year ago (%)
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Place of birth - Born in state of residence (%)
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Housing units in structures - 1, detached (%)
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Housing units in structures - 50 or more (%)
Housing units in structures - Mobile home (%)
Housing units in structures - Boat, RV, van, etc. (%)
House/condo owner moved in on average (years ago)
Renter moved in on average (years ago)
Year householder moved into unit - Moved in 1999 to March 2000 (%)
Year householder moved into unit - Moved in 1995 to 1998 (%)
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Means of transportation to work - Drove car alone (%)
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Means of transportation to work - Motorcycle (%)
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Means of transportation to work - Walked (%)
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Working at home (%)
Industry diversity
Most Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
Most Common Industries - Agriculture, forestry, fishing and hunting (%)
Most Common Industries - Mining, quarrying, and oil and gas extraction (%)
Most Common Industries - Construction (%)
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Most Common Industries - Wholesale trade (%)
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Most Common Industries - Transportation and warehousing, and utilities (%)
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Occupation diversity
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Most Common Occupations - Life, physical, and social science occupations (%)
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Most Common Occupations - Education, training, and library occupations (%)
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Most Common Occupations - Fire fighting and prevention, and other protective service workers including supervisors (%)
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Most Common Occupations - Food preparation and serving related occupations (%)
Most Common Occupations - Building and grounds cleaning and maintenance occupations (%)
Most Common Occupations - Personal care and service occupations (%)
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Most Common Occupations - Sales and related occupations (%)
Most Common Occupations - Office and administrative support occupations (%)
Most Common Occupations - Natural resources, construction, and maintenance occupations (%)
Most Common Occupations - Farming, fishing, and forestry occupations (%)
Most Common Occupations - Construction and extraction occupations (%)
Most Common Occupations - Installation, maintenance, and repair occupations (%)
Most Common Occupations - Production, transportation, and material moving occupations (%)
Most Common Occupations - Production occupations (%)
Most Common Occupations - Transportation occupations (%)
Most Common Occupations - Material moving occupations (%)
People in Group quarters - Institutionalized population (%)
People in Group quarters - Correctional institutions (%)
People in Group quarters - Federal prisons and detention centers (%)
People in Group quarters - Halfway houses (%)
People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
People in Group quarters - State prisons (%)
People in Group quarters - Other types of correctional institutions (%)
People in Group quarters - Nursing homes (%)
People in Group quarters - Hospitals/wards, hospices, and schools for the handicapped (%)
People in Group quarters - Hospitals/wards and hospices for chronically ill (%)
People in Group quarters - Hospices or homes for chronically ill (%)
People in Group quarters - Military hospitals or wards for chronically ill (%)
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People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
People in Group quarters - Schools, hospitals, or wards for the physically handicapped (%)
People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
People in Group quarters - Long-term care (%)
People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
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People in Group quarters - Homes for the mentally ill (%)
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People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
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People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
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People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
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Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)