Whats Up With The Tornado Watches This Week? ... (Denver, Colorado Springs: homeowners insurance, loans)

[REESESPEEDY]

Any weather buffs out there? I have been watching your doppler radar this week (June 6-June 15), and to my surprise, Colorado Springs was inside the (red) tornado watch boxes on at-least a couple of occasions . Sure enough, large storms with heavy precipitation (colors of yellow, red-purple) were riding over the mountains in to the area. I assume the deep reds and purples represent hail. (How big was any hail this week?)

What else is going on in these storms. Is there really visible rotation in these storms and a risk for touch downs in COS, or is it just politically correct to include Springs in these watch boxes because it could happen (but not likely)? I would be interested in any storm detail anyone is interested in writing about.

Thanks,
Reese

[springshomeblog]

It's for real - one touched down tonight! Not in the Springs, but pretty close. They're more common on the eastern plains and not so much IN the Springs itself.

Here's a slideshow for proof: Elbert County Tornado Slideshow - KRDO.com Colorado Springs, Pueblo - Weather, News, Sports -

Carrie

[otowi]

We had some flashfloods and tiny hail down here in Security. Up in Denver they had some big hail. Tornadoes more to the east and north of us so far. I guess it was 5-10 years back now when Ellicott schools were destroyed by a tornado. And tornadoes touched down in the Hayman fire area last year I think - not big, though. I remember when I was 6 we had a tornado touch down here in Security, it was a really weak one and just turned some cars over, broke a few windows and blew some sheds around, etc. But I remember hiding out in the basement for a few hours or however long it was. Tornadoes here tend to weak, short-lived, and not incredibly ultra-common, but things happen.

[lalahartma]

It's spring!

[MMichelle]

A tornado watch is called when conditions are right to cause a tornado to form. A tornado warning is called when a tornado has been spotted.

Tornados are one of the few natural disasters that can form anywhere in the United States.

Ive lived in Colorado Springs for 29 years. I'm not sure if this Spring has had the most storms or not - but it's right up there!!

[REESESPEEDY]

So how does-specifically-homeowners insurance work there? Do lenders require separate certificates for wind, hail and tornadoes, much like a lender would require flood insurance in a flood plain? Or is storm damage a voluntary thing, where if a touch down does occur and your home is damaged with out coverage, you are just out of luck?

Thanks for the replies! (:

-Reese

[2bindenver]

Flood insurance is mandatory with all government backed loans, if property is in a flood zone or becomes to be in a flood zone.

Hazard insurance is mandatory with all loans (requirement of the lender) to protect their investment.

I knew a Realtor who once paid off his house, canceled his insurance. Son fell asleep with a lit cig in bed. I gave him $100 per closing for 2 years to try to help him and his family return to "normal."

Always carry hazard insurance.