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Old 08-19-2007, 02:13 PM
Location: So Cal
320 posts, read 1,578,318 times
Reputation: 101


another discussion had me thinking about this, any truth to it ? obviously we can't specific,a s each persons situation is a little different. Heres what I pay now see if compares

family of 4 with a Blue Cross HMO costs 460 a month with a 10.00 co-pay for visits, NO dental just medical.

any paying similar ammounts or less for coverage in Co?
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Old 08-20-2007, 12:37 AM
4 posts, read 12,349 times
Reputation: 11
Default Company Benefits

Currently in Hawaii; thinking of relocating to CO.

Never gave this much thought as companies in Hawaii are required to provide health insurance to any employee working over 20 hours a week. Of course we have to pay extra to cover the family though. So it's not like this in CO? I'd be VERY interested to here more about the policies and rates too.
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Old 08-20-2007, 12:43 PM
5,748 posts, read 10,508,248 times
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You've asked a difficult question. It really depends on the employer. Our insurance dropped when we moved from Maryland to Colorado, but it was almost entirely because my husband's new employer subsidizes quite a bit of the cost. His former employer was notorious for cost-cutting in this area, leaving employees to bear almost the entire burden themselves.

If you are transferring to Colorado, but plan to stay with the same employer, you can compare apples to apples; otherwise, it's really difficult to determine. It's definitely a question you would want to ask any potential employer before you accept a new job.
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Old 08-20-2007, 01:39 PM
2,755 posts, read 11,518,793 times
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I assume that your Blue Cross insurance is Individual rather than group insurance? If it's a group policy that's unsubsidized, that actually sounds really reasonable to me. If it's an non-group policy, then that sounds a little high, but I'm not sure of your ages.

Blue Cross here is called Anthem. If you have individual insurance and do transfer your coverage, I'm not sure that they would honor the coverage as the various Blue Cross organizations are not nationwide. If so, they might make force you to re-apply and go through underwriting. That's fine if you're healthy, but dangerous if you have any conditions which could be excluded.

Health insurance might be a bit cheaper here in Colorado since we're usually considered to have the highest level of health of any state. But I wouldn't count on it actually being cheaper.
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Old 08-22-2007, 01:40 PM
145 posts, read 439,296 times
Reputation: 51
Hi I just made the mistake of leaving Colorado and moving to NY. Insurance is twice what it is in Colorado. My employer paid about $300 a head. I found that most employers are willing to cover insurance in Colorado for the employee not family.
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