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Old 10-27-2009, 02:09 PM
 
12 posts, read 23,348 times
Reputation: 29

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Hey everyone -

So I calculated my COBRA payment and it came out to almost $400/month. Since that's absurd, but not as absurd as snowboarding in Breck all winter without insurance, I've been looking into getting my own health insurance.

One of the best plans options I've seen is with Rocky Mountain Health Plans ( www.rmhp.com )... The price is competitive and the coverage is fair. Obviously not as great as my employer-based but decent prescription coverage and annual check-ups... And the $2,500 deductible is a bit high since I'm used to $0 but at least I'm hedged against a $80,000 hospital bill from a serious injury.

So I'm wondering - does anyone on here either have RMHP or know someone who does? Any opinions/thoughts/positive stories/horror stories?

Any other options to recommend that I might not've come across?

Thanks in advance!

Matt
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Old 10-28-2009, 09:11 AM
 
Location: Sunnyvale, CA
5,656 posts, read 9,389,023 times
Reputation: 2881
RMHP has a good reputation here in Junction.
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Old 10-28-2009, 09:33 AM
 
Location: Wherabouts Unknown!
7,764 posts, read 16,815,081 times
Reputation: 9316
This report might be helpful for you.

Another article worth reading: RMHP could be a model for healthcare reform
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Old 10-28-2009, 01:45 PM
 
12 posts, read 23,348 times
Reputation: 29
Thanks for the feedback - definitely looks like it's well respected overall in Colorado.

While I was looking at the plans yesterday I was actually thinking that it seems to be a really good value and could be a good template for a national health care policy or at least for other states to adopt. There's nothing like that that I've seen here in NY - similar coverage is easily a couple hundred more per month. Not sure if its just due to higher costs but the NYS gov't is a gridlocked nightmare so I'm sure its due to plain old incompetence.
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